EMEA Wholesale Credit Risk Associate — Tech & Telecom

JPMorgan Chase & Co.; Paris; On-site; EUR 90,000 - 120,000; Full time

Job summary

JPMorgan Chase & Co. in Paris seeks a Wholesale Credit Risk EMEA Associate to assess and manage credit risk for a broad client base across Europe, the Middle East and Africa.

You will work with partners in corporate banking, markets and product teams to support leveraged, investment grade and VC-backed clients, shaping decisions through due diligence and clear communication of risk. You will lead credit analysis, build models, develop scenarios, and collaborate with lending, derivatives, and

Qualifications

• Strong credit judgement and risk identification.
• Experience in credit risk or leveraged finance underwriting.
• Clear written and verbal communication; ability to synthesize complex information.
• Ability to coach and develop junior colleagues.
• Able to manage multiple priorities and adapt to change.

Responsibilities

• Lead due diligence, credit analysis, and financial modelling for credit counterparties.
• Drive the preparation of credit approval memos, including structure, risk appetite, and risk grading.
• Build financial models and challenge modelling assumptions with product partners.
• Develop downside scenarios and articulate key modelling conclusions.
• Partner across products including lending, derivatives, trade finance, and treasury products.
• Support negotiation of facility documentation to identify and mitigate risks.
• Apply risk management policies and interact with regulators and auditors.
• Manage ongoing portfolio monitoring, including risk ratings, sector trends, and client performance.
• Coach and support junior colleagues.

Skills

Credit judgement

Financial modelling

Communication

Stakeholder management

Regulatory interaction

Job description

JPMorgan Chase & Co. in Paris seeks a Wholesale Credit Risk EMEA Associate to assess and manage credit risk for a broad client base across Europe, the Middle East and Africa.

You will work with partners in corporate banking, markets and product teams to support leveraged, investment grade and VC-backed clients, shaping decisions through due diligence and clear communication of risk. You will lead credit analysis, build models, develop scenarios, and collaborate with lending, derivatives, and