Credit Strategy Manager - Data-Driven Risk & Growth

Younited; Paris; Vor Ort; EUR 90.000 - 120.000; Vollzeit

Zusammenfassung

Younited is reshaping consumer credit across Europe by combining technology, data and automation to improve how people borrow, pay and manage money. The Credit Strategy Management team focuses on profitability while maintaining risk discipline, supporting high-quality origination across Personal Loans and POS businesses.

As Credit Strategy Manager, you will lead a perimeter, monitor production and risk, and translate insights into concrete recommendations for CPM, Operations, Risk and the

Qualifikationen

• 3+ years in quantitative/analytical roles (fintech, banking or consulting).
• Strong quantitative background with ability to analyse data quickly and independently.
• Fluent in English with ability to communicate data-driven recommendations to international stakeholders.
• Experience with SQL and data tooling.

Aufgaben

• Monitor credit production and portfolio risk; assess alignment with targets and identify deviations.
• Develop credit analyses and recommendations; work with CPM on default & recovery curves and risk assumptions.
• Coordinate stakeholders and communicate insights; bridge CPM, Operations, Risk and Business Units; contribute to monthly risk cycle.

Kenntnisse

SQL

Claude

AI tools

Quantitative background

Communication & stakeholder management

fluent English

Ausbildung

Engineering/Business school degree

Tools

Claude

AI tools

Jobbeschreibung

Younited is reshaping consumer credit across Europe by combining technology, data and automation to improve how people borrow, pay and manage money. The Credit Strategy Management team focuses on profitability while maintaining risk discipline, supporting high-quality origination across Personal Loans and POS businesses.

As Credit Strategy Manager, you will lead a perimeter, monitor production and risk, and translate insights into concrete recommendations for CPM, Operations, Risk and the