Credit Risk Governance & ERM Lead

First Abu Dhabi Bank (FAB); Paris; Sur place; EUR 90 000 - 130 000; Plein temps

Résumé du poste

First Abu Dhabi Bank (FAB) France seeks a senior risk governance professional to lead independent oversight of ERM and credit risk across FAB France, reporting to the Chief Risk Officer.

You will govern credit risk policies, IFRS9 implementations, and risk reporting, and work with Group Risk Management to align with group standards while driving risk appetite monitoring and regulatory compliance.

Qualifications

• Diploma (5 years) in Banking, Finance, Accounting, Engineering and/or Financial Mathematics.
• Experience in banking or similar sector.
• Good knowledge of IFRS9 process, ICAAP / ILAAP, stress testing, modelling.
• Mastering Office pack and financial tools.
• Operational level of English and French, both written and spoken.
• Knowledge of French / European banking regulations.

Responsabilités

• Act as the secretary of Risk Committee and other committees as required.
• Oversee development and review of credit risk policies, procedures, and other documents such as IFRS9, Collateral Management, Industry concentration, Model definition etc.
• Ensure effective implementation of credit risk procedures, policies, and framework in FAB France.
• In conjunction with the Country Chief Risk Officer and the Head of ERM manage the comprehensive risk reporting framework for Country Risk Committee.
• Provide regular reports to Head of ERM on bank’s risk profile with mitigation plans.
• Ensure that the NPL accounts are properly monitored and maintained as per regulations and group guidelines.
• Calculate and monitor IFRS9 indicators (PD, EAD, LGD, ECL).
• Ensure stress testing and model definition related to Credit Risk are properly calibrated and reviewed.
• Contribute to Pillar 2 requirements for all tasks related to Credit Risk.
• Ensure implementation of credit risk processes and maintaining a comprehensive credit risk framework in the branch.
• Ensure that the limit framework is in compliance with the Group Wide Country Limit Framework.
• Contribution in IFRS9 implementation in FAB France and subsidiarisation project.
• Ensure timely data collection for risk reports.
• Oversee monitoring of risk appetite indicators to implement a robust framework.
• Perform daily, weekly, and monthly risk management reports as required.
• Perform quarterly 2nd LOD control for Credit Risk reports.
• Perform annual processes such as RACI, RCSA, Pillar 3.

Connaissances

English (oral & written)

French (oral & written)

Financial risk management

IFRS9 expertise

Data reporting

Formation

Diploma (5 years) in Banking/Finance

Outils

Office suite

Financial tools

Description du poste

First Abu Dhabi Bank (FAB) France seeks a senior risk governance professional to lead independent oversight of ERM and credit risk across FAB France, reporting to the Chief Risk Officer.

You will govern credit risk policies, IFRS9 implementations, and risk reporting, and work with Group Risk Management to align with group standards while driving risk appetite monitoring and regulatory compliance.