Credit Risk Analyst - SCIB

Santander; Paris; Sur place; EUR 45 000 - 60 000; Plein temps

Résumé du poste

A leading financial institution is seeking a Credit Risk Analyst in Paris. The role involves analyzing credit risks, managing deal processes, and ensuring the bank's balance sheet strength. Ideal candidates will have experience in corporate banking and strong financial analysis skills.

Prestations

Opportunities for personal and professional growth

Respect and care for our people, community, and environment

Work alongside inspiring professionals

Qualifications

• At least 1 year of experience in similar credit risk roles.
• University degree in Economics or Business Administration preferred.

Responsabilités

• Analyze and monitor credit risk profiles of clients.
• Perform credit ratings and manage deal admission processes.
• Identify potential risks and monitor capital allocations.

Connaissances

Financial Analysis

Communication

Interpersonal Skills

English

Ability to Synthesize Information

Formation

University Degree in Economics

CFA or Similar Qualification

Outils

PowerPoint

Excel

Outlook

Bloomberg

Thomson Reuters

Description du poste

Credit Risk Analyst - SCIB

Paris, France

WHAT YOU WILL BE DOING

SCIB is looking for a CREDIT RISK ANALYST, based in our BOADILLA DEL MONTE office.

WHY YOU SHOULD CONSIDER THIS OPPORTUNITY

Would you like to be part of one of the largest transformations the world is experiencing in the past several decades? In Financial Services, consumer expectations are rising, and technological advances are enabling amazing customer experiences and new businesses not possible before. The emergence of disruptive platforms as a business model has reshaped other industries and is poised to do the same in financial services.

At Santander (www.santander.com), we embrace this change. Santander Corporate & Investment Banking (SCIB) is Santander's global division supporting complex and sophisticated corporate and institutional clients with customized services and wholesale products to meet their needs.

Our mission is to help more people and businesses prosper. Click here to watch a short clip and learn why banking is still exciting.

Santander is proud to be an organization that offers equal opportunities regardless of gender identity, culture, or disability. Our mission remains to contribute to helping more people and businesses prosper.

WHAT YOU WILL BE DOING

As a Credit Risk Analyst, you will analyze and monitor the credit risk profile of the Continental Europe SCIB clients portfolio, mainly Financial Institutions (Banks and Insurances). Your responsibilities include:

1. Performing credit ratings for groups and subsidiaries.
2. Managing the deal admission process, including presentations to committees.
3. Defining annual risk appetite and limits per client.
4. Identifying potential risks when analyzing transactions and performing ratings.
5. Monitoring capital and RWA allocations.
6. Protecting and strengthening the bank’s balance sheet, especially in Continental Europe.

Initially, the location will be in Paris.

WHAT WE ARE LOOKING FOR

Experience

• At least 1 year of experience in similar credit risk roles or Corporate Banking.

Education

• University degree in Economics or Business Administration preferred.
• Desired: CFA or similar qualification.

Skills & Knowledge

• Strong financial analysis skills.
• Knowledge of Corporate & Investment Banking products.
• Excellent communication and interpersonal skills.
• Proficiency in English (both written and spoken).
• Good knowledge of PowerPoint, Excel, and Outlook.
• Ability to synthesize and summarize information effectively.

Desired

• Previous experience within SCIB is a plus.
• Knowledge of Bloomberg, Thomson Reuters is highly valued.
• Spanish language skills are highly regarded.

WHAT WE OFFER YOU

Join #TheSantanderEffect and make a difference with your actions. We provide the tools and opportunities to contribute to the progress of over 140 million people worldwide. Key benefits include:

• Meaningful impact helping people prosper.
• Opportunities for personal and professional growth through training and diverse roles.
• Respect and care for our people, community, and environment.
• Work alongside inspiring professionals who are leaders in their fields.
• Work for a stable, global organization with a 160-year history.

Learn more about us on LinkedIn.

Location

Madrid, Spain (initially in Paris for the first months)

Position

Risks

Organization

BANCO SANTANDER

Additional Requirements

Experience, Education, Competencies as outlined above.