Credit risk analyst (f/m/d)

HSBC; Courbevoie; Sur place; EUR 40 000 - 60 000; Plein temps

Résumé du poste

HSBC recherche un professionnel pour rejoindre son équipe de gestion des risques de crédit. Le candidat sera responsable de la gestion des provisions IFRS9 et de la préparation des rapports de risque. Ce rôle exige une organisation rigoureuse et une capacité à collaborer avec diverses équipes, tout en respectant les normes réglementaires.

Qualifications

• Expérience en gestion des risques de crédit souhaitée.
• Capacité à travailler en équipe dans un environnement dynamique.

Responsabilités

• Gérer le processus de provisionnement IFRS9 et soutenir les équipes SCU/WCR.
• Préparer des rapports de risque pour répondre aux exigences réglementaires.

Connaissances

Organisation

Rigueur

Réactivité

Outils

LIGIS

Description du poste

Job Description at HSBC

At HSBC, our purpose is opening up a world of opportunity, and by joining our team, you can be part of something bigger! We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible.

Here in France, you’ll help evolve and grow our business.
Are you organized, rigorous, responsive? Do you like working in a team and in a dynamic environment? If you answered yes to any of these questions, we want to hear from you!

The HSBC Continental Europe Risk Department is a key support function managing major risks across all wholesale activities. Within this department, the Credit Portfolio Management team handles:

• The end-to-end management of the IFRS9 credit risk process
• The production and analysis of credit risk reporting, including internal risk committees and regulatory reporting (ECB and PRA)
• Contributions to regulatory and internal initiatives like Anacredit and retail portfolio sales

In this role, you will:

The role involves working on the IFRS9 credit risk process, focusing on individual impairments (Stage 3 provisioning). Responsibilities include:

• Supporting SCU/WCR teams in the provisioning process (reporting, data provision)
• Supporting the recovery process (write-off management)
• Owning the recovery and provisioning tool (LIGIS)
• Engaging with Legal and accounting departments on tax topics (e.g., Tax audits, French GAAP)
• Monitoring IFRS9 SOX controls
• Preparing risk reports to comply with internal and external regulatory requirements
• Ensuring operational procedures are complete and accurate
• Contributing to projects involving third parties such as Finance, IT, and modeling teams related to individual impairments