Compliance Specialist

Merge Money Ltd.; Paris; On-site; EUR 55,000 - 90,000; Full time

Job summary

Merge Money Ltd. is seeking a Compliance Specialist to support our regulated payments business. You’ll collaborate with the MLRO, Legal, Product, and Operations teams to ensure robust day-to-day compliance across KYB/KYC reviews, AML transaction monitoring, and customer support.

You’ll help manage customer relationships, resolve compliance-related queries efficiently, and contribute to policy development and regulatory filings in a dynamic fintech environment.

Qualifications

• Experience in compliance, financial crime or AML within a regulated financial institution or fintech.
• Solid working knowledge of UK/EU AML/CFT regulation and sanctions regimes.
• Experience reviewing escalated KYC/KYB, EDD or transaction monitoring cases.
• Ability to translate regulatory requirements into policy and processes.

Responsibilities

• Support ongoing development and maintenance of AML/CFT, sanctions and financial crime policies and procedures.
• Act as escalation point for high-risk KYC/KYB, EDD and monitoring cases.
• Review and approve STR/SAR cases and liaise with regulators as required.
• Produce compliance MI and reporting for senior management and board.

Skills

AML/KYC expertise

Regulatory knowledge

KYC/KYB reviews

Policy interpretation

Digital assets interest

Risk judgment

Job description

About Merge

Merge is a regulated stablecoin payments infrastructure platform enabling enterprises to move money globally in real time. We combine stablecoin rails with local instant payment systems to deliver faster, cheaper, and more transparent cross-border payments and treasury workflows. Merge serves fintechs, investment platforms, marketplaces, and corporate treasury teams globally.

Role Overview

Merge is hiring a Compliance Specialist to support the compliance framework behind our regulated payments business. You’ll work closely with the MLRO, Legal, Product, and Operations teams to ensure smooth day-to-day compliance execution, including KYB/KYC reviews, AML transaction monitoring, and customer support. You’ll also help manage customer relationships and resolve compliance-related queries efficiently.

Responsibilities:

• Support ongoing development and maintenance of AML/CFT, sanctions and financial crime policies and procedures.
• Act as a point of escalation for higher-risk KYC/KYB, EDD and transaction monitoring cases referred by frontline teams
• Review and approve STR/SAR cases ahead of regulatory filing; liaise with regulators and law enforcement where required
• Monitor regulatory developments (UK/EU AML regime, MiCA/CASP, Travel Rule) and translate them into practical control changes
• Support internal and regulatory audits, and respond to regulator information requests
• Conduct reviews of KYC, transaction monitoring and sanctions screening controls
• Produce compliance MI and reporting for senior management and the Board/Risk Committee

Requirements:

• Experience in a compliance, financial crime or AML role within a regulated financial institution, EMI, PI, bank, fintech or digital asset business;
• Good working knowledge of UK/EU AML/CFT regulation, sanctions regimes and SAR/STR obligations;
• Experience reviewing and approving escalated KYC/KYB, EDD or transaction monitoring cases;
• Comfortable interpreting regulatory requirements and turning them into policy and process;
• Sound, independent, risk-based judgement under ambiguity;
• Interest in digital assets/stablecoins and how they intersect with traditional AML frameworks.