Analyste Senior LCBFT & Crypto

Unchain Data; Paris; Hybrid; EUR 85,000 - 120,000; Full time

Benefits offered by this job

Health insurance (90% coverage)

Meal vouchers

RTT (time off)

Employee savings plans (PEE, CET, PER,

Disability insurance (100% coverage)

Job summary

Unchain Data is seeking an Expert AML/CFT Analyst to join the Financial Security Department. The role focuses on AML/CFT regulatory monitoring, post-transaction surveillance, and change management across cross-functional projects related to crypto-asset activities.

The position requires a minimum of five years in compliance or risk management, strong knowledge of sanctions regimes, and fluent English. You will train commercial teams and drive improvements in surveillance tools and procedures.

Qualifications

• Bachelor's degree +4/5 years of university-level education or business school (legal training, master’s in compliance, audit, banking/finance).
• Minimum 5 years of experience in compliance, financial security, audit, or risk management; crypto-assets experience a plus.
• Fluent professional English (spoken and written).
• Mastery of AML/CFT regulations and expectations of supervisory authorities (ACPR, FATF, etc.).
• Knowledge of money laundering typologies and sanctions regimes (OFAC, EU, UN).

Responsibilities

• Participate in regulatory monitoring and update the AML/CFT system as regulatory developments arise.
• Conduct enhanced examinations on complex cases requiring high business expertise.
• Prepare suspicious activity reports as a bank reporter, with four-eyes reviews by peers.
• Advise, raise awareness, and train commercial teams on alert processing.
• Implement second-level controls and contribute to AML/CFT improvement projects.
• Develop management indicators and draft communications to Bank Management.

Skills

AML/CFT regulations

Money laundering knowledge

Risk analysis

Sanctions regimes

English language

Excel

Communication

Change management

Education

Bachelor's degree +4/5 years in compliance/banking/finance

Master's in compliance/audit (optional)

Tools

Excel

Office tools

Job description

About the Role

Within the Financial Security Department, attached to the AML/CFT & Crypto dedicated division, the Expert AML/CFT Analyst plays a role and mission to participate in:

• Prevention of non-compliance risks in financial security related to money laundering and terrorist financing (AML/CFT) and non-compliance with sanctions and embargoes measures, particularly in the context of activities related to crypto-assets
• Operational implementation of post-transaction surveillance systems (AML/CFT) in accordance with the bank's risk policy and procedures in place
• Change management, by piloting or contributing to cross-functional projects (evolution of transaction surveillance tools, improvement of analysis processes, adaptation of systems to new regulatory requirements)
• Training of different services on financial security subjects and support of Commercial Departments in the implementation of their transaction control obligations

Responsibilities

Daily Activities

• Participate in regulatory monitoring and updating of the bank's financial security system on themes related to transaction surveillance in light of regulatory developments and the bank's strategy
• Conduct enhanced examinations, particularly on complex cases requiring a high level of business expertise
• Prepare suspicious activity reports as a bank reporter
• Conduct four-eyes reviews on enhanced examinations and suspicious activity reports written by other team members
• Advise, raise awareness, and train commercial teams responsible for processing first-level alerts
• Implement second-level controls

Periodic Activities

• Improvement of the AML/CFT system (tools, creation and updating of procedures and operational guidelines, support in upskilling the commercial team in alert processing)
• Contribution to financial security team projects
• Development of management indicators and drafting of communications to Bank Management

Requirements

Education

Bachelor's degree +4/5 years of university-level education or business school (legal training, master's in compliance, audit, banking/finance)

Experience

Minimum 5 years of experience in compliance, financial security, audit, or risk management, ideally acquired within a banking institution. Experience in the crypto-assets field would be a plus.

Skills

Technical Skills

• Mastery of AML/CFT regulations and expectations of supervisory authorities (ACPR, FATF, etc.)
• Very good knowledge of money laundering typologies
• Ability to analyze complex situations and formulate a recommendation adapted to the identified risk level
• Good knowledge of international economic sanctions regimes (OFAC, EU, UN)
• Fluent professional English (spoken and written)
• Mastery of office tools, particularly Excel
• Communication capability

Behavioral Skills

• Methodical and organized
• Excellent analytical, synthesis, and decision-making abilities
• Autonomy and priority management
• Discretion
• Ease in knowledge transfer (teaching skills) and change management (practice adaptation, team support)
• Initiative and constructive proposals

Why Join Us

Entrepreneurial Spirit

Each employee is involved in strategic reflections and their implementation

Varied & Innovative Projects

Between traditional finance and innovation, room for agility

Development & Continuous Training

Learning opportunities and personalized career paths

Strong Commitments

Diversity and inclusion initiatives, gender equality actions, disability awareness week

Employer Brand & Quality of Work Life

Actions for workplace well-being and continuous improvement of working conditions

Dynamic Company Culture

• Happy Friday: one Friday per month without meetings accompanied by various activities
• Events: afterwork, seminars, day organized for employees' children, Epiphany cake, and numerous events throughout the year
• Remote work agreement: genuine flexibility in your organization

Benefits

• Advantageous paid time off (RTT)
• Meal vouchers
• Health insurance (90% coverage) and disability insurance (100% coverage)
• Attractive employee benefits fund (recreational benefits reimbursed annually, gift vouchers, holiday vouchers, etc.)
• Employee savings plans (CET, PEE, PERCO, employer contributions)