AML & Transaction Monitoring Specialist (1LoD)

Merge Money Ltd.; Paris; On-site; EUR 70,000 - 110,000; Full time

Job summary

Merge Money Ltd. is hiring a 1LoD Transaction Monitoring Specialist to support ongoing monitoring of fiat and stablecoin flows. You will screen customers and counterparties, review sanctions hits, and investigate alerts with evidence-based conclusions.

This role offers growth into broader Compliance Operations, with opportunities to contribute to process improvements and collaborate with Operations and Payments teams in a fast-paced fintech environment in Paris.

Qualifications

• 3+ years in transaction monitoring, AML ops, or fraud/risk roles.
• Background in fintech, payments, or EMI/PSP preferred.
• Knowledge of AML/CFT fundamentals and sanctions regimes.
• Experience with PEP screening and TRACFIN reporting awareness.
• Excellent attention to detail with high-volume case handling.

Responsibilities

• Review alerts across fiat and stablecoin transactions.
• Investigate unusual transaction patterns, velocity and counterparty activity.
• Document evidence-based investigation conclusions.
• Escalate suspicious activity per internal procedures; support SAR/STR prep.
• Support KYB/KYC checks and respond to banking partner requests.
• Maintain accurate case records within agreed SLAs.

Skills

Transaction monitoring

AML operations

Fraud risk

KYC/KYB awareness

EU sanctions awareness

Job description

Merge Money Ltd. is hiring a 1LoD Transaction Monitoring Specialist to support ongoing monitoring of fiat and stablecoin flows. You will screen customers and counterparties, review sanctions hits, and investigate alerts with evidence-based conclusions.

This role offers growth into broader Compliance Operations, with opportunities to contribute to process improvements and collaborate with Operations and Payments teams in a fast-paced fintech environment in Paris.