1LoD AML & Transaction Monitoring Specialist

Merge; Paris; On-site; EUR 65,000 - 90,000; Full time

Job summary

Merge is hiring a 1LoD Transaction Monitoring Specialist to support ongoing monitoring of fiat and stablecoin flows. You will screen customers and counterparties, review sanctions screening hits, and investigate and escalate transaction monitoring alerts.

This role is ideal for someone looking to grow into broader Compliance or Compliance Operations roles, with collaboration across Operations and Payments teams. KYB/KYC experience is a plus.

Qualifications

• 3+ years of experience in transaction monitoring, AML operations, or fraud/risk operations.
• Experience with fintech, payments, or EMI/PSP is preferred.
• Working knowledge of AML/CFT fundamentals and sanctions regimes (EU/OFAC/UN).
• Attention to detail and ability to handle high case volumes.
• Ability to escalate promptly to MLRO or compliance lead when review is warranted.

Responsibilities

• Review and work transaction monitoring alerts across fiat and stablecoin transactions.
• Investigate unusual transaction patterns, velocity, and counterparty activity.
• Compare transaction behaviour against customer profile to assess consistency.
• Document clear, evidence-based investigation conclusions.
• Escalate suspicious activity per internal procedures; support STR/SAR case prep.
• Review payment exceptions and unusual beneficiary activity with Operations and Payments.

Skills

Transaction monitoring

AML operations

Fraud/risk operations

EU sanctions guidance

KYC/KYB

Job description

Merge is hiring a 1LoD Transaction Monitoring Specialist to support ongoing monitoring of fiat and stablecoin flows. You will screen customers and counterparties, review sanctions screening hits, and investigate and escalate transaction monitoring alerts.

This role is ideal for someone looking to grow into broader Compliance or Compliance Operations roles, with collaboration across Operations and Payments teams. KYB/KYC experience is a plus.