AML Analyst

Gofractional; Paris; Hybride; EUR 40 000 - 46 000; Plein temps

Résumé du poste

Gofractional in Paris is seeking a mid to senior level Transaction Monitoring professional on a 6-month fixed-term contract. You will proactively monitor client activities to mitigate fraud, money laundering, and financial risks, collaborating with AML, Risk, and Operations teams.

The role requires 3+ years in AML/compliance, strong regulatory knowledge, and excellent English. Familiarity with Forest CRM and Zendesk is a plus. Hybrid collaboration with internal stakeholders is expected.

Qualifications

• 3+ years of AML or compliance experience, ideally transaction monitoring.
• Solid understanding of French law and regulatory frameworks.
• Excellent English; French is a plus.

Responsabilités

• Proactively monitor clients' transactional activity to detect fraud and money-laundering risks.
• Handle internal/external requests requiring thorough analysis of account activity.
• Process alerts for cards, SEPA, and international transactions across client types.
• Communicate with end-clients and partners when suspicious activity is detected.
• Analyze customer requests that may be fraud victims.
• Respond to external legal requests from authorities or banking partners.
• Identify trends and report them to 2nd line to improve scoring rules.
• Collaborate with Transaction Monitoring Team and other operational units.

Connaissances

AML experience

Regulatory knowledge

English proficiency

Stakeholder communication

Analytical skills

Problem solving

Outils

Forest CRM

Zendesk

Description du poste

Transaction Monitoring, 6-month fixed-term contract

Compensation: €40-46k | Daily salary €230 - €300

Location: Paris

Level: Mid and Senior level

Who you are

• You have 3+ years of experience in AML or Compliance, ideally specific to transaction monitoring in a fintech, Payment Provider, Bank, consulting firm, or a similar fast-paced environment
• You have a solid understanding of French law and regulatory frameworks
• Strong analytical skills with an eye for detail, and the ability to adhere to strict processes
• Effective communication with internal and external stakeholders
• Curious mindset and flexibility to adapt to changing requirements in an evolving environment
• You have excellent working abilities in English
• Ideally, you have experience using modern tools such as Forest (CRM), Zendesk (ticketing system), and other AML/Transaction monitoring-related tools
• Our ideal teammate: Empathetic. Skilled. Frank. We love to challenge each other, and we leave our egos at the door
• It's okay if you don't tick all the boxes - don't let imposter syndrome prevent you from applying!

What the job involves

• Attached to the AML team and working closely with the Risk and Operations teams, your primary responsibility will be to proactively monitor clients' transactional activities to protect the company against fraudulent activities, money laundering risks, financial risks, and reputation risks
• You will also be responsible for handling various internal or external requests requiring a thorough analysis of account activity
• Process alerts related to various transactions (cards, SEPA transactions, and international transactions) across various client types (individual accounts, freelancers, businesses)
• Manage communication with end-clients and partners when suspicious activity is detected to gather supporting documentation
• Analyze and address customer requests that may be victims of fraud
• Handle external legal requests sent by the authorities or banking partners
• Participate in detecting trends and report them to 2nd line to improve our scoring rules
• The Transaction Monitoring Team operates with three dedicated teams (mix of junior and senior analysts) working on AML/TF/Fraud Alerts & Judicial Requests. We work closely with all Operational teams but also our Financial Crimes unit. This, to prevent bad actor using Swan for illicit activities

Application process

• A 30-min video call with our Talent Acquisition Manager, Héloïse, to get to know you, understand your career expectations and answer your questions
• A 45-min video call with Jawad and Pauline, our AML team managers
• A home case study followed by 45-min presentation (visio) with Claudine, Head of Transaction Monitoring
• A 45-min video call with Corentin, Senior AML Analyst