Transaction Monitoring Analyst - 6-month fixed-term contract

swan.io; Paris; Hybride; EUR 45 000 - 65 000; Plein temps

Résumé du poste

Swan, Europe's embedded banking specialist, is seeking a Transaction Monitoring analyst to join the Risk and Operations teams in Paris. Your main responsibility will be proactively monitor clients' transactional activities to protect the company against fraudulent activities, money laundering risks, financial risks, and reputation risks.

You will also handle internal or external requests requiring thorough analysis of account activity and collaborate with authorities or banking partners as

Qualifications

• Experience in monitoring financial transactions and identifying suspicious activities.
• Ability to interpret data and apply risk-based decision making.
• Strong analytical and problem-solving skills.

Responsabilités

• Process alerts related to cards, SEPA, and international transactions across client types.
• Communicate with end-clients and partners when suspicious activity is detected to gather documentation.
• Analyze and address customer requests that may be victims of fraud.
• Handle external legal requests from authorities or banking partners.
• Collaborate with 2nd line to detect trends and improve scoring rules.

Connaissances

AML/Fraud monitoring

Risk analysis

Data analysis

Description du poste

About

Swan is Europe's embedded banking specialist. We empower software companies to embed banking features like accounts, cards, and payments directly into their products, under their own brand.Swan processes over €1.5 billion in monthly transactions for more than 150 companies—like Pennylane, Indy, Agicap, Libeo, and Lucca. Founded in 2019, the company has received growth capital from leading investors such as Lakestar, Accel, Creandum, Bpifrance and Eight Roads. Swan is a principal member of Mastercard and a licensed financial institution, regulated by the French banking authority (ACPR).

Our mission

Banking belongs in business software

Many software companies already serve small businesses incredibly well: helping them send invoices, run payroll, manage inventory, and more. They're on a mission to become the central hub for managing every aspect of business life.

But when it comes to financial workflows, there's still a gap. Too many critical tasks like managing cash flow, tracking payments, or reconciling accounts happen outside the software, across spreadsheets, email threads, banking portals.

It's a missed opportunity. Business software shouldn't just record financial activity — it should run it.

To learn more about us: About Swan ; Our story.

Job description

Attached to the Transaction Monitoring team and working closely with the Risk and Operations teams, your primary responsibility will be to proactively monitor clients' transactional activities to protect the company against fraudulent activities, money laundering risks, financial risks, and reputation risks.

You will also be responsible for handling various internal or external requests requiring a thorough analysis of account activity.

Your mission

• Process alerts related to various transactions (cards, SEPA transactions, and international transactions) across various client types (individual accounts, freelancers, businesses).

• Manage communication with end-clients and partners when suspicious activity is detected to gather supporting documentation.

• Analyze and address customer requests that may be victims of fraud.

• Handle external legal requests sent by the authorities or banking partners.

• Participate in detecting trends and report them to 2nd line to improve our scoring rules.

Your team

The Transaction Monitoring Team operates with three dedicated teams (mix of junior and senior analysts) working on AML/TF/Fraud Alerts & Judicial Requests. We work closely with all Operational teams but also our Financial Crimes unit. This, to prevent bad actor