Actuaire Produits Santé H-F

Abeille Assurances, with over 170 years of history, employs 4,200 professionals serving more than 3 million clients across France. As a general insurer, we cater to individuals, professionals, farmers, and businesses through a multichannel approach, including a widespread agency network, a wealth management bank (UFF), and direct services via 185 telephone advisors, including Eurofil. Part of the Aéma Group since January 2021, we protect over 11 million insureds, with a workforce of 18,000, generating €11 billion in revenue in 2021.

We are committed to responsible business practices, climate action, sustainability, positive impact initiatives, and employee development. In 2023, we hired 600 employees on permanent and temporary contracts, along with 150 apprentices and 50 interns.

Join a growing, human-sized company serving over 3 million clients across all insurance segments.

1/ What will be your future challenges?

Within our Health offers optimization team, you will actively participate in the Actuarial Product team for Personal Insurance. Your main missions include:

1. Modeling guarantees for our health product range.
2. Estimating the tariff impact of regulatory changes in health guarantees.
3. Modeling our private life accident products.
4. Presenting and documenting your work.

2/ In what environment will you operate?

You will work within the Damage Technical Excellence Department, where the Personal Insurance Actuarial team determines tariffs and monitors profitability for health, collective health, and accident guarantees. You will contribute to launching new products, profitability tracking, and portfolio renewal amid evolving regulatory frameworks.

3/ Are you the person to meet this challenge?

• Currently enrolled in a Master’s program in Actuarial Science, Finance, Statistics, or Engineering School.
• Proficient or eager to learn SAS, Python, Excel.
• Interest in personal insurance.
• Desire to join a young, dynamic team working on personal insurance topics.

Your rigor, synthesis skills, curiosity, motivation, and interpersonal skills are essential. Autonomy and proactivity are key to successfully completing your missions.

4/ Practical details:

• Duration: 12 or 24 months internship.
• Start date: September 2025.
• Location: Bois-Colombes (92).

5/ What do we offer?

Overall compensation includes:

• Fixed salary,
• Collective variable pay via profit-sharing and participation schemes.

Additional benefits include:

• Retirement overpayment plan (PERU),
• Remote work up to 2.5 days/week, after onboarding, with meal vouchers, equipment support, and internet allowance,
• Group health insurance,
• Flexible transportation reimbursement via sustainable mobility package,
• 26 paid leave days for full-time employees,
• Engaging CSE offerings,
• Friendly, flexible workspace accessible by public transport.

And after?

Internal mobility is encouraged to develop careers, with a target of 50% internal promotions. We promote mobility within the Aéma Group, including Macif, Aesio Mutuelle, and Ofi Invest, forming France’s 5th largest insurance group.

Our commitments:

Insurance for being oneself:

We believe diversity is a strength and are committed to non-discriminatory hiring practices, actively promoting inclusion through various communities such as LGBT+, gender equality, and disability.

About us:

A major insurance company in France with 3,000 employees, 1,000 agents, and 180 years of experience, offering a wide range of insurance, protection, savings, and retirement products. We are also the historic partner of AFER, France’s leading savings association with nearly 754,000 members.

More info at abeille-assurances.fr.

Abeille Assurances is part of Aéma Group, formed in January 2021 from the merger of Aésio Mutuelle, Macif, and Ofi Invest, aiming to create a fairer, more human world centered on care and protection for 11 million people and serving 1 in 6 French citizens.

More info at aemagroupe.fr.