Money Laundering Reporting Officer (MLRO)

Evotym; Helsinki; Hybrid; EUR 120,000 - 160,000; Full time

Benefits offered by this job

Hybrid work environment

Competitive salary

Job summary

Evotym is seeking an experienced MLRO to lead AML/CTF compliance for a licensed EMI operating across the EU in a dynamic neobank environment.

The role requires deep regulatory expertise, KYC/CDD, sanctions, and strong stakeholder management; you will implement policies, monitor activity, and report to management and regulators.

This is a hybrid position in Helsinki, offering an opportunity to scale fintech operations and strengthen the financial crime framework.

Qualifications

• 5+ years of AML/Compliance/Financial Crime experience in fintech or regulated finance.
• Deep knowledge of EU AML/CTF rules and FIN-FSA expectations.
• Proven ability to develop, implement, and oversee AML/CTF frameworks and controls.
• Hands-on transaction monitoring, investigations, and escalation processes.

Responsibilities

• Lead AML/CTF compliance for an EMI active across the EU.
• Oversee suspicious activity monitoring and regulatory reporting.
• Maintain and evolve the financial crime control framework per FIN-FSA standards.
• Develop AML policies and procedures to ensure regulatory compliance.
• Conduct risk assessments and audits to identify issues and gaps.
• Provide AML training and guidance to staff; collaborate with cross‑functional teams.
• Report to senior management and regulators on risk and compliance status.
• Drive continuous improvement of the compliance program to adapt to changes.

Skills

AML/CTF

Regulatory compliance

Stakeholder management

Policy development

Training & guidance

Fintech experience

Education

CAMS/ICA certification

Tools

Transaction monitoring tools

Regulatory reporting systems

Job description

Our client is an international Electronic Money Institution specializing in online payment processing solutions. They offer a range of services including payment gateway services, global payment processing, merchant accounts, open banking, and recurring and mass payments. Their diverse clientele includes online businesses from various sectors, supporting multiple currencies and payment methods.

Role Overview

Join a growing team as an MLRO, where you will spearhead AML/CTF compliance initiatives for a licensed EMI operating across the EU. This role offers significant impact and growth opportunity, demanding deep expertise in AML regulations and strong stakeholder management skills. You will work with modern compliance tools in a hybrid work environment.

Tasks

• Lead AML/CTF compliance for a licensed EMI operating across the EU.
• Oversee suspicious activity monitoring.
• Maintain the financial crime control framework in line with FIN-FSA requirements.
• Develop and implement AML policies and procedures to ensure compliance with regulatory standards.
• Conduct regular risk assessments and audits to identify potential compliance issues.
• Provide training and guidance to staff on AML compliance and regulatory changes.
• Collaborate with cross-functional teams to integrate compliance measures into business processes.
• Report to senior management and regulatory bodies on compliance status and risk management strategies.
• Drive continuous improvement initiatives in the compliance program to adapt to evolving regulatory landscapes.

Requirements

• 5+ years of relevant experience in AML, Compliance, or Financial Crime within fintech, payments, EMI or another regulated financial services environment.
• Strong knowledge of EU AML/CTF regulatory requirements and familiarity with FIN-FSA expectations and supervisory standards.
• Proven experience in developing, implementing, and overseeing AML/CTF compliance frameworks, policies, and controls.
• Hands-on experience with transaction monitoring, suspicious activity detection, investigations and escalation processes.
• Solid understanding of financial crime risk assessment, KYC/CDD/EDD, sanctions and regulatory reporting requirements.
• Experience working with transaction monitoring and AML compliance systems/tools.
• Strong stakeholder management skills and the ability to work effectively with senior management, internal teams and regulatory authorities.
• Professional AML/Compliance certification such as CAMS, ICA or equivalent is considered a strong advantage.
• Fluent English and Finnish are required.
• Competitive salary aligned with experience
• Collaborative and transparent team culture
• High-impact role in a scaling fintech company
• Recognition of personal milestones and achievements

Lead anti-financial crime efforts and ensure regulatory excellence in a dynamic neobank environment