Money Laundering Reporting Officer (MLRO)

Evotym; Finland; Hybrid; EUR 90,000 - 150,000; Full time

Benefits offered by this job

Hybrid work

Competitive pay

Social benefits

Growth opportunities

Job summary

Evotym seeks an experienced MLRO to lead AML/CTF compliance for a licensed EMI operating across the EU. The role demands deep regulatory expertise and strong stakeholder management to ensure alignment with EU standards and FIN-FSA expectations.

You will work with modern compliance tools in a hybrid setup, guiding policy development, risk assessments and staff training to maintain an effective financial crime program.

Qualifications

• 5+ years in AML, Compliance or Financial Crime within fintech/payments/regulatory environment.
• Strong knowledge of EU AML/CTF requirements and FIN-FSA expectations.
• Experience developing and overseeing AML/CTF frameworks, policies and controls.

Responsibilities

• Lead AML/CTF compliance for a licensed EMI across the EU.
• Oversee suspicious activity monitoring.
• Maintain the financial crime control framework per regulatory standards.
• Develop and implement AML policies and procedures.
• Conduct risk assessments and audits for compliance issues.
• Provide training on AML compliance to staff.
• Collaborate with cross-functional teams to embed compliance in processes.
• Report to senior management and regulators on compliance status.
• Drive continuous improvement of the compliance program.

Skills

AML/CTF knowledge

Regulatory reporting

KYC/CDD/EDD

Stakeholder management

English and Finnish fluency

Education

CAMS / ICA or equivalent

Tools

Transaction monitoring systems

Job description

About The Client

Our client is an international Electronic Money Institution specializing in online payment processing solutions. They offer a range of services including payment gateway services, global payment processing, merchant accounts, open banking, and recurring and mass payments. Their diverse clientele includes online businesses from various sectors, supporting multiple currencies and payment methods.

About The Client

Our client is an international Electronic Money Institution specializing in online payment processing solutions. They offer a range of services including payment gateway services, global payment processing, merchant accounts, open banking, and recurring and mass payments. Their diverse clientele includes online businesses from various sectors, supporting multiple currencies and payment methods.

Role Overview

Join a growing team as an MLRO, where you will spearhead AML/CTF compliance initiatives for a licensed EMI operating across the EU. This role offers significant impact and growth opportunity, demanding deep expertise in AML regulations and strong stakeholder management skills. You will work with modern compliance tools in a hybrid work environment.

Key Responsibilities

• Lead AML/CTF compliance for a licensed EMI operating across the EU.
• Oversee suspicious activity monitoring.
• Maintain the financial crime control framework in line with FIN-FSA requirements.
• Develop and implement AML policies and procedures to ensure compliance with regulatory standards.
• Conduct regular risk assessments and audits to identify potential compliance issues.
• Provide training and guidance to staff on AML compliance and regulatory changes.
• Collaborate with cross-functional teams to integrate compliance measures into business processes.
• Report to senior management and regulatory bodies on compliance status and risk management strategies.
• Drive continuous improvement initiatives in the compliance program to adapt to evolving regulatory landscapes.

Requirements

• 5+ years of relevant experience in AML, Compliance, or Financial Crime within fintech, payments, EMI or another regulated financial services environment.
• Strong knowledge of EU AML/CTF regulatory requirements and familiarity with FIN-FSA expectations and supervisory standards.
• Proven experience in developing, implementing, and overseeing AML/CTF compliance frameworks, policies, and controls.
• Hands-on experience with transaction monitoring, suspicious activity detection, investigations and escalation processes.
• Solid understanding of financial crime risk assessment, KYC/CDD/EDD, sanctions and regulatory reporting requirements.
• Experience working with transaction monitoring and AML compliance systems/tools.
• Strong stakeholder management skills and the ability to work effectively with senior management, internal teams and regulatory authorities.
• Professional AML/Compliance certification such as CAMS, ICA or equivalent is considered a strong advantage.
• Fluent English and Finnish are required.

Key Soft Skills

• Strong analytical skills with the ability to interpret complex data and regulations.
• Excellent communication skills for effective interaction with regulators and internal teams.
• Ability to work independently and make informed decisions in a fast-paced environment.
• Proactive approach to problem-solving and ability to anticipate compliance challenges.
• Strong interpersonal skills to foster a culture of compliance and integrity across the organization.

What We Offer

• Competitive salary aligned with experience
• Collaborative and transparent team culture
• High-impact role in a scaling fintech company
• Recognition of personal milestones and achievements
• Social benefits