USA SCIB Product Specialist, Structuring Analyst

santander; España; Presencial; EUR 104.000 - 135.000; Jornada completa

Descripción de la vacante

Santander seeks a USA SCIB Product Specialist, Structuring Analyst to support origination, structuring, pricing, and execution of financing transactions for U.S. clients.

You will analyze transaction economics, collateral, liquidity, and risk, while building models and automated tools to enhance pricing and desk efficiency. Strong Python/Excel skills and client focus are essential.

Formación

• Ideally 1–2 years of experience financing credit assets, including Markets, Repo or related roles.
• Familiarity with structuring, trading or sales in a financing context is a plus.
• Strong understanding of collateral, margin, leverage, and risk concepts.
• Bachelor's degree in Finance, Economics, Mathematics, Engineering, CS, or related field.

Responsabilidades

• Support origination, structuring, pricing, and execution of TRS, margin lending, repo and other financing transactions for U.S. clients.
• Assist senior desk members in developing client relationships and preparing client materials.
• Analyze transaction economics, collateral, liquidity, and counterparty risk factors.
• Help determine financing terms, including pricing, haircuts, margins, tenor, and protections.
• Monitor transactions and portfolio exposures and build desk tools to improve pricing and risk management.
• Use programming/data analytics to aggregate and visualize transactions and risk data.
• Coordinate execution with Risk, Legal, Operations, Finance and other partners.

Conocimientos

Python

Excel

Data analysis

Client orientation

Communication

Quantitative skills

Educación

Bachelor's degree

Herramientas

Python

Descripción del empleo

USA SCIB Product Specialist, Structuring Analyst

Country: United States of America

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.

Responsibilities:

• Support the origination, structuring, pricing, and execution of TRS, margin lending, repo, and other financing transactions for U.S. clients.
• Support senior desk members in developing client relationships, identifying financing opportunities, preparing client materials, and responding to client requests.
• Analyze transaction economics, collateral, liquidity, concentration, leverage, counterparty exposure, and other key risk factors.
• Assist in determining financing terms, including pricing, haircuts, margin requirements, tenor, and structural protections.
• Monitor transactions and portfolio exposures, including collateral values, margin, concentrations, counterparty risk, and relevant market developments.
• Build and enhance models, monitoring tools, dashboards, and automated processes to improve pricing, risk management, client coverage, and desk efficiency.
• Use programming and data analytics to aggregate, analyze, and visualize transactions, client, market, and risk data.
• Coordinate transaction execution with clients and internal partners across Risk, Legal, Operations, Finance, and other functions.
• Take increasing ownership of client activity, transaction analysis, execution, portfolio monitoring, and desk analytics.

What You Bring:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Education:

Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required

Qualifications:

• Ideally 1-2 years of experience financing credit assets, including experience in Markets, Repo, Securities Financing, Structured Credit Financing, or a related role.
• Candidates with relevant experience in Structuring, Trading, or Sales will be considered.
• Relevant asset experience includes private credit assets, securitized products, non-traditional fixed income securities, and liquid credit.
• Strong understanding of financing concepts, including collateral, margin, haircuts, leverage, funding costs, regulatory capital and counterparty risk, with the ability to analyze and quantify risk.
• Familiarity with TRS, repo, margin lending, derivatives, or other secured financing products preferred.
• Strong quantitative, data analysis, and analytical skills with advanced proficiency in Excel.
• Programming and data-analysis skills, including Python, or similar tools, with an interest in building practical desk tools and automation.
• Strong client orientation and commercial mindset, with an interest in developing relationships and growing the U.S. financing franchise.
• Strong written and verbal communication skills.
• Strong attention to detail, initiative, and ability to work effectively in a fast-paced, client-driven Markets environment.
• Bachelor's degree or equivalent experience in Finance, Economics, Mathematics, Engineering, Computer Science, or a related discipline.

Certifications:

SIE, Series 7, 63, and 79

It Would Be Nice For You To Have:

Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Work Authorization & Sponsorship:

Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, li