Senior Product & Sales Manager - Card Issuing & Embedded Finance

Aleph; Madrid; On-site; EUR 120,000 - 170,000; Full time

Job summary

Aleph is seeking a strategic Product Leader to own and evolve our card issuing and embedded finance offerings across global markets from Madrid. You will shape product strategy, pricing, and partnerships while driving international expansion and revenue growth with cross-functional teams in Sales, Finance and Marketing.

The role demands hands-on product management, strong financial acumen, and a track record of scaling payments products across geographies.

Qualifications

• Hands-on experience with card issuing and commercial card programs.
• Experience managing paid or financial product launches with P&L responsibility.
• Ability to navigate international markets and partner ecosystems.

Responsibilities

• Own product strategy, roadmap, value proposition and lifecycle.
• Shape expansion strategy and evaluate build, partner or hybrid models by capability, market and region.
• Develop card-based embedded finance propositions across spend management, T&E, corporate spend, working capital and financing.
• Lead international expansion across Europe, Middle East, APAC and other priority markets.
• P&L & Commercial: Own product P&L, business cases, revenue targets and commercial performance.
• Define and optimise pricing, revenue streams and product economics.
• Lead the Product Sales Specialist team and align product revenue execution with Media Sales.
• Monitor key performance drivers and act to improve revenue and margin.
• Sales & GTM: Act as senior SME for card issuing and embedded finance in strategic account discussions with Treasury, Finance, Media & Marketing stakeholders.
• Develop sales toolkits, value propositions, use cases and competitive positioning.
• Lead GTM coordination across Sales, Marketing, Treasury, Risk, Compliance, Operations, Technology and external partners.
• Own strategic relationships with issuers, processors and embedded finance partners

Skills

Card issuing expertise

Embedded finance product mgmt

International expansion

P&L ownership

Job description

Are you ready to join our digital revolution journey? At Aleph, we’re not just part of the digital advertising landscape—we’re shaping its future. Representing the world’s leading platforms, including TikTok, Amazon, Google, and nearly 55 others, we operate in 130+ markets across new and existing geographies. Our mission is to empower advertisers and brands to unlock the full potential of these platforms' advertising capabilities. By fostering long-lasting partnerships, we create limitless opportunities for people and businesses to advertise effectively at both local and global levels. With a presence spanning continents, Aleph offers you the chance to be part of a fast-growing, innovative team where your work makes a direct impact. If you’re ambitious, forward-thinking, and eager to thrive in a dynamic, global environment, Aleph is the perfect place to build your career.

What You’ll Do

• Strategy & Expansion Own product strategy, roadmap, value proposition and lifecycle
• Shape expansion strategy and evaluate build, partner or hybrid models by capability, market and region
• Develop card-based embedded finance propositions across spend management, T&E, corporate spend, working capital and financing
• Lead international expansion across Europe, Middle East, APAC and other priority markets
• P&L & Commercial Own product P&L, business cases, revenue targets and commercial performance
• Define and optimise pricing, revenue streams and product economics
• Lead the Product Sales Specialist team and align product revenue execution with Media Sales
• Monitor key performance drivers and act to improve revenue and margin
• Sales & GTM Act as senior SME for card issuing and embedded finance in strategic account discussions with Treasury, Finance, Media & Marketing stakeholders
• Develop sales toolkits, value propositions, use cases and competitive positioning
• Lead GTM coordination across Sales, Marketing, Treasury, Risk, Compliance, Operations, Technology and external partners
• Own strategic relationships with issuers, processors and embedded finance partners

What You Need For This Role

• Strong experience in card issuing, commercial cards and/or embedded finance.
• Product management and commercialisation of payment or financial products with P&L responsibility.
• Experience with working capital or financing solutions linked to B2B payments.
• Strong knowledge of issuing ecosystems, payment flows, pricing, interchange, FX and corporate payment processes.
• International market expansion and complex partner management experience.
• Experience in digital media, advertising, adtech or media buying is a strong plus.

What Will Make Us Really Love You

You bring a track record of success in a similar role, with hands‑on experience. You’re not afraid to challenge the status quo and bring fresh, out-of-the-box ideas to the table. You anticipate challenges before they arise and take initiative to find effective solutions. You have an eye for detail. You thrive on teamwork but also bring a driven, goal‑oriented spirit. You’re genuinely enthusiastic about advertising, ad‑tech, and staying ahead of industry trends. You have the ability to engage and communicate with internal and external stakeholders in a positive and approachable way.

What You’ll Love About Us

We care about your individuality by giving you freedom to grow and create within the company, regardless of your position Learn from the best: Our state of the art workshops…