Senior Credit Risk Models Analyst

ING España & Portugal; Valladolid; Presencial; EUR 45.000 - 70.000; Jornada completa

Descripción de la vacante

ING recherche un Analyste Senior en Modèles de Risque de Crédit pour rejoindre son équipe dédiée. Vous aurez la responsabilité de développer des modèles conformes aux exigences réglementaires tout en collaborant pour identifier les risques dans le portefeuille de prêts. Le rôle exige une expertise en statistiques, une maîtrise technique de SAS et SQL, ainsi qu'une expérience en modélisation du risque dans le secteur bancaire. Le poste offre une flexibilité de travail et un environnement dynamique, propice à l'inclusivité et à l'innovation.

Servicios

Flexibilité de travail

Bureaux confortables

Assurance santé et vie

Rémunération flexible

Soutien aux déplacements

Prêts avantageux

Bien-être des employés

Programme de travail à distance international

Formación

• Expérience avec les portefeuilles de prêts de détail, développant des modèles de risque de crédit.
• Capacité à analyser des risques à travers des modèles réglementaires.
• Maîtrise de l'anglais et de l'espagnol requise.

Responsabilidades

• Développer et maintenir les modèles IRB & IFRS9.
• Collaborer pour identifier et atténuer les risques.
• Assurer la croissance durable des portefeuilles de prêts de détail.

Conocimientos

Connaissance approfondie des statistiques

Compétences analytiques

Compétences en programmation SAS

Compétences en programmation SQL

Résolution de problèmes

Educación

Diplôme en Économie, Gestion, Statistiques, Mathématiques ou Économétrie

Descripción del empleo

At ING, we are looking for a Senior Credit Risk Models Analyst .

Your role and work environment :

We seek a talented and enthusiastic Senior Credit Risk Models Analyst to join our Retail Credit Risk Team within the ING Risk Domain.

The team is responsible for overseeing risk in the Spanish Retail Lending portfolio throughout the entire credit lifecycle. Our working style is 100% flexible, operating in small, expert-focused areas, with continuous interaction with international teams.

Your key responsibilities :

• Contribute positively to the development and maintenance of IRB & IFRS9 models.
• Collaborate to identify and mitigate risks through appropriate levels of capital and provisions.
• Ensure sustainable growth of the Retail Lending portfolios.

What are we looking for?

If you wonder whether this role is suitable for you, here are some qualities we value highly. If you recognize yourself, don’t hesitate to apply!

• Bachelor’s degree or equivalent in Economics, Business, Statistics, Maths, or Econometrics.
• Experience with retail lending portfolios, developing, monitoring, or validating regulatory credit risk models from banking or consultancy.
• Excellent knowledge of statistics and / or mathematics, as well as programming skills in SAS and / or SQL.
• Strong analytical and problem-solving skills; knowledge of banking and the financial industry, preferably in Retail Lending.
• Independent, creative, and proactive mindset; focus on delivering pragmatic and feasible solutions.
• Fluent in English and Spanish.
• Eagerness to lead projects.

What do we offer?

We value your personal life and well-being. Here’s what awaits you at ING :

• Flexibility and autonomy : Decide your work-from-home days in a flexible, accountable environment.
• Comfortable offices : Electric mobility solutions, healthcare services, gym, and more.
• Health and life insurance : Covering you and your family.
• Flexible remuneration : Access to services like nursery, transport, and training aids.
• Commute support : Free company shuttles on 6 routes.
• Beneficial loans and mortgage conditions : After 6 months and 1 month of employment, respectively.
• Employee well-being : Physiotherapy, clinics, Gympass, and employee networks such as Rainbow Lions, Leonas, and RIÑG.
• International remote work program.

Get to know us

We are a team of over 1700 people committed to helping clients create a better future. We operate as a fully online bank, leveraging technology, innovation, and transparency, with a presence in over 40 countries. We are dedicated to fostering a diverse, inclusive, and sustainable culture. Our core values include making things happen, helping others succeed, and staying one step ahead. If you see yourself aligned with our way of working, we look forward to meeting you!

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