Senior Credit Risk Models Analyst

buscojobs España; Jaén; Híbrido; EUR 40.000 - 65.000; Jornada completa

Descripción de la vacante

En ING buscamos un Analista Senior de Modelos de Riesgo Crediticio para unirse a nuestro equipo de Riesgo de Crédito Minorista. Esta posición es clave para el desarrollo de modelos y la gestión de riesgos en la cartera de préstamos minoristas en un entorno flexible y colaborativo.

Servicios

Seguro de salud para ti y tu familia

Seguro de vida

Opciones de remuneración flexible

Transporte gratuito

Condiciones especiales para préstamos

Acceso al plan de pensiones tras 1 mes

Programas de bienestar para empleados

Formación

• Grado en Economía, Negocios, Estadística, Matemáticas o Econometría.
• Experiencia en carteras de créditos minoristas y en desarrollo de modelos de riesgo.
• Fluidez en inglés y español.

Responsabilidades

• Contribuir al desarrollo y mantenimiento de modelos IRB e IFRS9.
• Identificar y mitigar riesgos en carteras de crédito.
• Asegurar el crecimiento sostenible de las carteras de préstamos.

Conocimientos

Análisis

Resolución de problemas

Conocimientos en estadística

Programación en SAS

Programación en SQL

Habilidad analítica

Educación

Título en Economía

Título en Negocios

Título en Matemáticas

Título en Estadística

Título en Econometría

Descripción del empleo

At ING, we are looking for a Senior Credit Risk Models Analyst.

Your role and work environment :

We seek a talented and enthusiastic Senior Credit Risk Models Analyst to join our Retail Credit Risk Team within the ING Risk Domain.

The team is responsible for overseeing risk in the Spanish Retail Lending portfolio throughout the entire credit lifecycle. Our work environment is 100% flexible, organized into small subject-expert areas, with continuous interaction with international teams.

Your key responsibilities :

• Contribute to the development and maintenance of IRB & IFRS9 models.
• Identify and mitigate risks through appropriate levels of capital and provisions.
• Ensure sustainable growth of the Retail Lending portfolios.

What are we looking for?

If you wonder whether this job is for you, here are some qualities we value:

• Bachelor’s degree or equivalent in Economics, Business, Statistics, Mathematics, or Econometrics.
• Experience with retail lending portfolios, developing, monitoring, or validating regulatory credit risk models in banking or consultancy.
• Excellent knowledge of statistics and/or mathematics, and programming skills in SAS and/or SQL.
• Strong analytical and problem-solving skills, with knowledge of the banking and financial industry, preferably retail lending.
• Independent, creative, proactive mindset, focused on delivering pragmatic solutions.
• Fluent in English and Spanish.
• Eager to lead projects.

What do we offer?

We prioritize your personal fulfillment alongside your professional challenges and lessons. At ING, we care about the details that make your work life balanced and rewarding.

Our flexible work model allows you to decide which days to work from home and which to work at our Madrid office. Our offices feature amenities like electric mobility solutions, a doctor, hairdresser, gym, and more.

Benefits include:

• Health insurance for you and your family.
• Life insurance.
• Flexible remuneration options for services like nursery, transport, and training aids.
• Free company shuttle with multiple routes.
• Special loan and mortgage conditions after 6 months of employment.
• Access to our pension plan after 1 month.
• Employee well-being programs, including physiotherapy, clinics with professional athletes, Gympass, and employee networks.

We also support international remote work and foster a diverse, inclusive culture committed to sustainability and innovation.

If you see yourself aligned with our values and working style, we look forward to meeting you!

J-18808-Ljbffr