Senior Credit Risk Model Analyst

buscojobs España; Madrid; Presencial; EUR 40.000 - 70.000; Jornada completa

Descripción de la vacante

A leading company is seeking a Senior Credit Risk Models Analyst to join their Retail Credit Risk Team in Madrid. The role involves developing and maintaining credit risk models, ensuring sustainable growth, and collaborating with international teams. Ideal candidates will have a strong background in economics or statistics, experience in retail lending, and excellent analytical skills.

Servicios

Health and life insurance

Flexible remuneration

Company shuttle

Special loans

Pension plans

Wellness programs

Employee networks

Remote work options

Formación

• Bachelor’s degree or equivalent in relevant fields.
• Experience with retail lending portfolios and regulatory credit risk models.
• Strong analytical and problem-solving skills.

Responsabilidades

• Develop and maintain IRB & IFRS9 models.
• Identify and mitigate risks through appropriate levels of capital.
• Ensure sustainable growth of Retail Lending portfolios.

Conocimientos

Statistical knowledge

Mathematical knowledge

Analytical skills

Problem-solving skills

Programming skills in SAS

Programming skills in SQL

Fluency in English

Fluency in Spanish

Educación

Bachelor’s degree in Economics

Bachelor’s degree in Business

Bachelor’s degree in Statistics

Bachelor’s degree in Maths

Bachelor’s degree in Econometrics

Descripción del empleo

At ING, we are looking for a talented and enthusiastic Senior Credit Risk Models Analyst to join our Retail Credit Risk Team within the ING Risk Domain.

Your role and work environment :

As a Senior Credit Risk Models Analyst, you will be responsible for developing and maintaining IRB & IFRS9 models, collaborating to identify and mitigate risks through appropriate levels of capital and provisions, and ensuring sustainable growth of the Retail Lending portfolios. Our team operates with 100% flexibility, working in small, subject-expert areas, with continuous interaction with international teams.

Your key responsibilities :

1. Develop and maintain IRB & IFRS9 models.
2. Identify and mitigate risks through appropriate levels of capital and provisions.
3. Ensure sustainable growth of the Retail Lending portfolios.

What are we looking for?

If you possess the following qualities, you might be a good fit for this role:

• Bachelor’s degree or equivalent in Economics, Business, Statistics, Maths, or Econometrics.
• Experience with retail lending portfolios, including developing, monitoring, and validating regulatory credit risk models in banking or consultancy.
• Excellent knowledge of statistics and/or mathematics, and programming skills in SAS and/or SQL.
• Strong analytical and problem-solving skills, with knowledge of the banking and financial industry, preferably retail lending.
• Independent, creative, and proactive mindset, focused on delivering pragmatic solutions.
• Fluent in English and Spanish.
• Eager to lead projects.

What do we offer?

We aim to support your personal and professional growth with flexible work arrangements, comprehensive benefits, and a vibrant work environment. Our offerings include health and life insurance, flexible remuneration, company shuttle, special loans, pension plans, wellness programs, employee networks, and remote work options.