Senior Credit Risk Analyst

SumUp Inc.; Barcelona; Presencial; EUR 40.000 - 80.000; Jornada completa

Descripción de la vacante

An established industry player is seeking a Senior Credit Risk Analyst to enhance their credit risk operations. This role involves transforming data into actionable insights, driving origination processes, and collaborating with diverse stakeholders to align credit risk strategies with business objectives. The ideal candidate will have a strong background in credit risk analysis and a passion for data science, thriving in a dynamic, agile environment. Join a global team dedicated to empowering small businesses with innovative financial solutions and make a significant impact on millions of merchants worldwide.

Servicios

Learning & development budget

Competitive salary package

Virtual stock option program

Office relaxation activities

Additional health insurance

Multisport card

Restaurant ticket

Regular brunches and events

Formación

• 3+ years in Credit Risk functions defining policies for lending products.
• Familiarity with Data Science and data-driven decision making.

Responsabilidades

• Drive origination end to end: plan, execute, evaluate, and monitor.
• Track KPIs and identify key insights for credit performance.

Conocimientos

Credit Risk Analysis

Data Science

SQL

Organizational Skills

Time Management

Descripción del empleo

At SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive. Today, over 4 million businesses in 36 markets rely on SumUp as their financial partner to manage payments, finance, and customer relationships.

SumUp's Lending team is looking for a Senior Credit Risk Analyst to take us to the next level when it comes to credit risk in the digital world.

We are looking for someone who loves to take on a challenge, transforming data into meaningful insights and those insights into projects together with our international squads. We aim to raise the level of risk analysis at SumUp and consequently impact the lives of millions of small merchants. You'll be a key player in supporting SumUp's growing credit risk operations; we opened 4 new markets in 2024, and there are still more to come!

What you'll do

1. Drive our origination end to end (plan, execute, evaluate, and monitor)
2. Track KPIs relevant to credit performance and identify key insights
3. Be accountable for risk metrics and portfolio performance on a batch level
4. Lead the expansion of our product to new markets (Credit Risk related)
5. Communicate with different types of stakeholders, such as business leadership for the markets, internal financial teams, investors, amongst others, to guarantee clear alignment between our credit risk strategy and the overall SumUp business
6. Question and revise our credit risk strategies and processes seeking continuous improvement

You'll be a great fit for this position if

1. You have 3+ years of experience in Credit Risk functions defining policies for lending products
2. You’re familiar with and get excited about Data Science.
3. You work well autonomously and thrive in an agile environment
4. You are highly motivated, hands-on, focused, and striving to learn and improve your skills
5. You have knowledge in SQL and you’re a data-driven person
6. You have strong organizational and time management skills

Why you should join SumUp

1. Opportunity to work with a truly global, multicultural team (we are 3000+ people from 93 countries, spread across 4 continents).
2. Learning & development budget for attending conferences and external training
3. Competitive salary package and virtual stock option program
4. Office relaxation activities such as yoga and massages and regular brunches, football events, and office parties
5. Additional health insurance and Multisport card
6. Restaurant ticket
7. An amazing team and work environment that works with passion and purpose to achieve incredible results

About SumUp

We believe in the everyday hero.

Small business owners are at the heart of all we do, so we're creating tools that help them run their businesses. With a founder’s mentality and a 'team-first’ attitude, our diverse teams across Europe, South America, and the United States work together to ensure that the small business owners we partner with can be successful doing what they love.