Senior Collections Manager – Risks (ZINIA)

Openbank; Madrid; Presencial; EUR 50.000 - 70.000; Jornada completa

Descripción de la vacante

Openbank is seeking a Senior Collections Manager for its Zinia platform in Madrid. This role involves managing collections, aligning strategies across geographies, and defining policies. The ideal candidate will have significant experience in collections, financial data management, and knowledge of credit models, along with a degree in a relevant field.

Servicios

Competitive salary and benefits

Growth opportunities within the company

International project collaboration

Great work environment

Formación

• 8 years of experience in a similar role.
• Experience with consumer goods financing.
• Experience in digital businesses or FinTechs.

Responsabilidades

• Manage Collections tasks for Zinia projects.
• Align Collections strategy with SCF local teams.
• Define policies and functional requirements for Collections.

Conocimientos

Credit admission models

Financial data management

Risk analysis

Basic programming in SQL

Basic programming in Python

Educación

Degree in Engineering

Degree in Mathematics

Degree in Economics

Degree in Business Administration

Descripción del empleo

Senior Collections Manager – Risks (ZINIA)

Openbank Madrid, Community of Madrid, Spain

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Senior Collections Manager – Risks (ZINIA)

Openbank Madrid, Community of Madrid, Spain

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Country : Spain

Zinia is the new checkout lending platform of the Santander Group. Zinia makes shopping simple, offering the possibility of splitting payments into interest-free installments in a fast and transparent way, powering merchants across Europe using technology from Openbank and Santander Consumer Finance.

This is an exciting opportunity to contribute to a growing market within lending, cobranded credit cards, and buy-now-pay-later, with expansion across different countries and global merchants.

Zinia leverages the technological resources of Openbank, the digital-native bank of the Santander Group, which is expanding internationally. Openbank offers customers the ability to manage finances via website or app.

Mission and responsibilities :

As a Senior Manager of Zinia Collections, your main responsibilities will include :

• Manage Collections tasks for Zinia projects.
• Align Collections strategy with SCF local Collections teams across geographies.
• Define policies and functional requirements for Collections in Zinia projects.
• Supervise implementation of Collection strategies in systems across Zinia programs.

To be successful in the role you must have :

• 8 years of experience in a similar role.
• Degree in Engineering, Mathematics, Economics, or Business Administration.
• Knowledge of credit admission models, variables, external sources.
• Experience with consumer goods financing (personal loans, credit cards, POS financing).
• Financial data management skills: credit portfolio and model performance monitoring.
• Experience in digital businesses or FinTechs.
• Risk analysis experience in retail operations, international markets preferred.
• Basic programming skills in SQL and Python.
• Experience in agile environments is a plus.

What we offer:

• Joining a dynamic, expanding international company.
• Start-up environment with Santander Group support.
• Competitive salary and benefits.
• Growth opportunities within the company and Group.
• International project collaboration.
• Great work environment, social clubs, events.

Join our team and grow with us!

Openbank / ODS is an equal opportunity employer. All applicants are considered regardless of gender, sexual orientation, ethnicity, religion, age, political beliefs, union membership, or disability.

We base hiring decisions on experience and skills. We value passion for discovery, invention, simplification, and building.

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