Senior AMLCFT Officer

Powens; Barcelona; Presencial; EUR 45.000 - 50.000; Jornada completa

Descripción de la vacante

Powens Group is seeking a Senior AML / CFT Officer in Barcelona to lead compliance strategies within the financial sector. The role involves developing AML frameworks, ensuring regulatory compliance, and mentoring junior team members. Ideal candidates will have significant experience in a regulated environment, deep knowledge of Spanish AML laws, and strong analytical and communication skills.

Formación

• 5-7 years of experience in AML / CFT / Sanctions Compliance.
• Deep knowledge of Spanish AML legislation (Ley 10 / 2010).
• Proficient in Spanish and English; French is a plus.

Responsabilidades

• Define and execute key compliance strategies for AML/CFT.
• Lead improvement of AML policies and procedures.
• Prepare and supervise audits and regulatory reviews.

Conocimientos

Regulatory Compliance

Analytical Mindset

Communication Skills

Leadership

Educación

Academic background in Law, Economics, Finance, Political Science

Advanced certifications (CAMS, ICA, CE, CFCS)

Herramientas

AML/CFT tools (e.g., ComplyAdvantage, DowJones, Factiva)

Excel

PowerPoint

SQL

Descripción del empleo

A pioneer and market leader in Embedded Banking, Unnax (part of Powens Group) is committed to supporting financial players in designing services and payment experiences that users love.

Headquartered in Paris and Barcelona, Powens Group is at the forefront of the Open Finance movements in Europe and Latin America. Our mission is to offer banking technology as a service to any company aiming to enhance user experience and operational efficiency. We achieve this through our API-based regulated solutions covering multiple products in Open Banking / Finance and more.

Unnax (part of Powens Group) is a licensed Electronic Money Institution regulated by the Bank of Spain. Powens Group is a rapidly growing fintech company holding passports to operate in all European countries.

We are a trusted partner to top financial industry players and software providers in Europe, achieved by scouting the best talents. Joining Powens Group means being part of an inclusive, multicultural, and international group of over 130 employees.

Job Description :

As a Senior AML / CFT Officer, you will be responsible for defining and executing key compliance strategies within the AML / CFT framework, overseeing critical processes, and ensuring full regulatory compliance across our operations.

Your missions :

• Provide strategic direction in AML / CFT, taking full ownership of decisions on complex cases and ensuring regulatory alignment at all levels.
• Lead the continuous improvement of AML / CFT policies, procedures, and controls in accordance with Spanish and EU legislation.
• Oversee the operation and optimization of the transaction monitoring system and customer due diligence processes.
• Prepare and supervise internal and external audits, regulatory reviews, and SEPBLAC inspections.
• Maintain up-to-date knowledge of local and international AML / CFT frameworks and ensure their correct application within the organization.
• Design and deliver high-quality compliance reports and presentations for executive management and the board.
• Act as a mentor and technical lead for junior team members, promoting knowledge sharing and a strong compliance culture.
• Collaborate cross-functionally with Product, Operations, Risk, and Legal to embed AML / CFT compliance throughout the business.
• Contribute to the annual AML Risk Assessment and internal control reports.

Profile and skills required :

• Minimum 5-7 years of experience in AML / CFT / Sanctions Compliance roles, preferably in fintechs, electronic money institutions, banks, or similar regulated environments.
• Solid understanding of regional requirements for financial crime controls and industry trends.
• Ability to translate complex regulations into clear guidance for diverse audiences.
• Ability to work independently and complete tasks timely.
• Deep knowledge of Spanish AML legislation (Ley 10 / 2010) and familiarity with European AML directives and EBA guidelines.
• Academic background in Law, Economics, Finance, Political Science, or similar.
• Experience with audits, regulatory inspections, and official report preparation.
• Advanced certifications (e.g., CAMS, ICA, CE, CFCS) are highly valued.
• Proficiency in Spanish and English; French is a plus.
• Proficient with AML / CFT tools (e.g., ComplyAdvantage, DowJones, Factiva).
• Strong skills in Excel, PowerPoint, and SQL or similar data query tools.
• Excellent communication skills, with the ability to explain complex topics clearly.
• Analytical mindset, sound judgment, and high attention to detail.
• Strong ethics, autonomy, and leadership qualities.

Recruitment process :

• HR online interview
• Online interview with Head of AML / CFT
• Case study with Head of AML / CFT and Chief Compliance Officer

Salary Range : €45K-€50K base salary

Powens Group is an Equal Opportunity Employer. We do not discriminate based on race, color, religion, sex, national origin, age, disability, or genetic information. If accommodations are needed for the interview process, please inform us, and we will do our best to assist.

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