Risk Appetite Framework & Portfolio Management -Profitability- Senior Manager

BBVA; Madrid; Presencial; EUR 70.000 - 90.000; Jornada completa

Descripción de la vacante

Una importante institución financiera busca un Gerente Senior en análisis de rentabilidad para contribuir al diseño y monitoreo del Marco de Rentabilidad. El candidato ideal tendrá más de 5 años de experiencia en la gestión de riesgos y demostrará habilidades analíticas y de liderazgo en un entorno colaborativo. Se requiere fluidez en inglés y español.

Servicios

Oportunidades de crecimiento profesional

Ambiente colaborativo e innovador

Exposición a alta dirección

Formación

• Más de 5 años en gestión de riesgos, estrategia corporativa o transformación financiera.
• Expertise demostrada en gestión de riesgos y análisis de rentabilidad.
• Experiencia avanzando en gestión de datos y análisis en ADA (plataforma basado en AWS).

Responsabilidades

• Diseñar y evolucionar métricas de rentabilidad.
• Preparar análisis ejecutivos y presentaciones sobre rentabilidad.
• Fomentar la colaboración interfuncional en iniciativas de rentabilidad.
• Utilizar la plataforma de datos ADA de BBVA.
• Gestionar el monitoreo continuo de la rentabilidad.

Conocimientos

Mentalidad estratégica

Excelencia analítica

Liderazgo de proyectos

Comunicación e influencia

Trabajo en equipo

Compromiso

Actitud proactiva

Fluidez en inglés (C1)

Fluidez en español

Educación

Licenciatura o Maestría en Matemáticas, Ingeniería, Economía, Administración de Empresas

Herramientas

SQL

Python / PySpark

Google Workspace

Microsoft Office

Tableau / Looker / Power BI

Descripción del empleo

Overview

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121,000 professionals working in multidisciplinary teams with profiles as diverse as financiers, legal experts, data scientists, developers, engineers and designers.

Learn more about the area :

La vacante estará activa en la web hasta el 15 de septiembre hasta las 00 : 00 h.

Global Risk Management (GRM) drives BBVA’s responsible and sustainable growth, creating long-term value through a holistic and forward-looking approach to managing financial risks. Our strategy combines sustainability, technological innovation, and a strong risk culture, with the goal of building the best team. You will join the Risk Appetite Framework & Portfolio Management team, whose mission is to :

• Define the Risk Appetite Framework (RAF), adapting it to the Strategic Plan, market dynamics, and regulatory developments.
• Monitor key RAF metrics in terms of solvency, liquidity, and profitability.
• Steer asset allocation across portfolios within RAF boundaries to optimize risk-adjusted returns and capital deployment.
• Lead the profitability function: design the framework, ensure robust analytics and governance, and embed risk-adjusted profitability in decision-making across the Group.

What We Offer

A strategic position within BBVA’s Global Risk Management, directly contributing to the design and monitoring of the Group’s Risk Appetite Framework.

A collaborative, innovative, and dynamic environment with exposure to senior leadership.

Professional growth and career development opportunities within a leading global financial institution.

Legal Requirements

Applicants should meet all legal and regulatory requirements for the position and be willing to undergo relevant background checks if required.

About the job

As a Senior Manager specialized in profitability analysis, you will be part of a highly strategic, visible, and dynamic function within GRM, interacting with multiple areas of the Group. The role requires a high level of ownership, influence, and seniority to operate effectively in a fast-changing environment.

Key responsibilities

• Design and evolve profitability metrics within the RAF, ensuring alignment with BBVA’s corporate strategy, regulatory requirements, and industry trends.
• Prepare executive-level analyses, reports, and presentations on profitability for the Group CRO, supporting executive forums, risk committees, supervisory meetings, and strategic discussions.
• Foster cross-functional collaboration, coordinating with GRM and Group teams on profitability initiatives in risk management.
• Leverage BBVA’s ADA (AWS-based) data platform to access and transform large-scale datasets, build models and scenario analyses, and deliver advanced reporting.
• Own ongoing profitability monitoring, including maintenance and continuous improvement of the current profitability web / portal (content, data feeds, controls, and user experience).

Who We’re Looking For

Qualifications & Experience :

• Bachelor’s or Master’s in Mathematics, Engineering, Economics, Business Administration or related fields.
• 5+ years in risk management, corporate strategy or financial transformation at top-tier financial institutions or global organizations.
• Proven expertise in risk management, regulatory developments and profitability analysis.
• Advanced database management & analytics in ADA (AWS BBVA) for financial and risk use cases.
• Strong track record leading multidisciplinary strategic projects with senior leadership exposure.

Key Skills & Competencies

• Strategic mindset; analytical excellence; project leadership; communication & influence with senior stakeholders.
• Teamwork, commitment, and a proactive attitude.
• Fluency in English (C1) and Spanish.
• Proficiency in Google Workspace and / or Microsoft Office.
• Preferred (nice to have) :
• SQL, Python / PySpark; cloud data engineering practices.
• RAF / ICAAP / SREP; stress testing; risk-adjusted profitability (RORC, RAROEC, RoTE, EVA).
• Data quality / governance and modelrisk practices; data visualization (Tableau / Looker / Power BI).
• Skills : Empathy, Ethics, Innovation, Proactive Thinking