Retail Risk Manager

BBVA; Barcelona; Presencial; EUR 60.000 - 90.000; Jornada completa

Descripción de la vacante

A leading financial services company is seeking a Risk Analyst to drive transformation in retail risk management globally. The role requires a strong background in finance or related fields and extensive experience in transformation within the financial sector. Ideal candidates will have a results-oriented profile and the ability to collaborate across diverse teams.

Formación

• 10 years of professional experience, with a focus on transformation processes.
• Experience in credit risk analysis and knowledge of retail credit cycle.
• Additional training in data analysis or digital transformation is a plus.

Responsabilidades

• Drive transformation in retail risk management globally.
• Analyze risk trends and identify improvement opportunities.
• Collaborate in a multicultural environment to implement change.

Conocimientos

Customer Targeting

Empathy

Ethics

Innovation

Proactive Thinking

Educación

Bachelor’s or Master’s in Finance, Economics, Engineering, Business Administration, or Mathematics

Descripción del empleo

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Employer : BBVA | Location : Madrid, Spain | Salary : Competitive | Closing date : 13 Jun 2025

View more categories | View less categories | Sector : Engineering, IT, Security | Job Role : Risk Analyst | Job Type : Permanent

Excited to grow your career?

BBVA is a global company with more than 160 years of history operating in over 25 countries, serving more than 80 million customers. We have more than 121,000 professionals in multidisciplinary teams including financiers, legal experts, data scientists, developers, engineers, and designers.

Learn more about the area :

Note : The publication will be active on our website until June 12 at 00 : 00 hours.

The Global Risk Management unit (GRM) has a clear strategy focused on achieving risk-adjusted profitability and creating recurring value, using a portfolio model approach to better manage capital and digitalize risk management processes.

About the job :

Mission and responsibilities :

• Drive transformation in retail risk management globally, focusing on individuals, promoting innovative and customer-centric processes.
• Combine strategic vision with structured management, collaborating with local teams across countries and global teams in other business areas.
• Propose and structure new approaches to retail risk management aligned with customer focus.
• Identify improvement opportunities in current policies, tools, and decision processes, incorporating best practices and agile approaches.
• Analyze risk trends to propose transformative approaches aligned with risk appetite.
• Act as a change agent, mobilizing local risk teams to implement transformations from a global perspective.
• Evaluate and support pilots of new ideas and policy changes, analyzing their impact and scalability.
• Translate complex concepts into clear plans and effective executive presentations.
• Collaborate closely with global and local teams in a multicultural environment, fostering an open, creative, and collaborative culture.
• Promote a mindset of continuous improvement and transformation with a positive attitude and constructive spirit.

What are we looking for?

• 10 years of professional experience.
• Previous experience in transformation processes within the financial sector.
• Bachelor’s or Master’s degree in Finance, Economics, Engineering, Business Administration, Mathematics, or related fields.
• Additional training in data analysis, project management, or digital transformation is a plus.
• Preferably experience in transformation consulting, strategic firms, or risk management in large institutions or neobanks.
• Knowledge of the retail credit cycle (admission, monitoring, recovery) and experience in credit risk analysis.

About you :

• Creative, structured, and results-oriented profile.
• Excellent teamwork skills and collaborative attitude.
• Positive personality with high motivation.
• Ability to lead and execute without formal hierarchy.
• Clear communication skills and ability to motivate others.

Skills : Customer Targeting, Empathy, Ethics, Innovation, Proactive Thinking

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