Product Manager - Money Movement

Lever, Inc.; España; Presencial; EUR 90.000 - 140.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Top compensation

Core teams collaboration

End-to-end ownership

AI-driven environment

Exposure to emerging-market corridors

Descripción de la vacante

Lever, Inc. in Spain is seeking a Senior Product Manager to own money movement across rails and settlement. You will oversee on-ramps, off-ramps, pay-ins, payouts, and the supporting infrastructure, collaborating with Finance, FinOps, and banking partners to scale with accuracy and speed.

The role blends customer-focused product ownership with operational finance infrastructure, driving AI-enabled processes, corridor economics, and regulatory alignment across emerging markets.

Formación

• Proven experience shipping payment rails in fintech environments.
• Strong understanding of settlement, reconciliation, liquidity, and payment operations.
• Experience working with multiple PSPs or banking partners.
• Ability to balance customer needs with operational infrastructure.

Responsabilidades

• Own money movement surface across on-ramps, off-ramps, pay-ins and payouts.
• Build scalable infrastructure for settlement, reconciliation, liquidity, and treasury operations.
• Define payments operating models for settlement cycles and reconciliation cadence.
• Partner with Finance/FinOps to build robust processes, reducing manual work.
• Collaborate with shared payments infrastructure to align with API architecture.
• Evaluate payments solutions across corridors, standardizing where possible.

Conocimientos

Payment rails

Emerging-market fintech

Stakeholder management

Cross-functional leadership

Regulatory awareness

Crypto/Stablecoin knowledge

Descripción del empleo

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Product Manager - Money Movement based in Spain.

This role offers end-to-end ownership of the systems and experiences that enable money to move reliably across a growing financial platform. You will oversee payment rails including on-ramps, off-ramps, pay-ins, and payouts, alongside the infrastructure supporting settlement, reconciliation, liquidity, and treasury. The position combines customer-facing product development with hands-on payments operations and financial infrastructure. You will help replace manual processes and spreadsheet-driven workflows with scalable systems and clearly defined operating models. Working closely with Finance, FinOps, infrastructure, and banking partners, you will shape solutions that can scale across emerging-market corridors. The role is suited to a product leader who can balance customer experience, operational complexity, unit economics, and jurisdiction-specific requirements.

Accountabilities

• Own the money movement product surface across on-ramps, off-ramps, pay-ins, payouts, and the underlying payment infrastructure.
• Build scalable infrastructure for fund movement, settlement, reconciliation, liquidity management, and treasury operations.
• Establish and define payments operating models covering settlement cycles, reconciliation cadence, transaction processing, exception handling, and operational workflows.
• Partner closely with Finance and FinOps to build robust processes and systems rather than relying on manual reconciliation and undocumented knowledge.
• Collaborate with the shared payments infrastructure team to ensure rail and infrastructure decisions contribute to a common money-movement and API architecture.
• Evaluate and adapt payment solutions across emerging-market jurisdictions, identifying which capabilities can be standardized and which require corridor-specific implementation.
• Manage relationships with partner banks and payment service providers, including operational and product requirements.
• Analyze corridor economics, including deposit fees, FX spreads, transaction fees, and adoption incentives, to inform product and pricing decisions.
• Apply AI-native product development practices to accelerate execution, improve workflows, and reduce manual operational work.
• Work closely with retail product and infrastructure teams to align priorities, dependencies, and delivery across the broader platform.
• Own the end-to-end performance and evolution of money movement capabilities, from customer-facing flows through settlement and reconciliation.

Requirements

• 4+ years of product management experience for Senior-level consideration, or 7+ years for Lead-level consideration.
• Proven experience shipping payment rails in emerging-market or high-growth fintech environments.
• Hands-on experience with payment methods such as on-ramps, off-ramps, ACH, SWIFT, wire transfers, or card acquiring.
• Experience managing payment products across multiple PSPs or banking partners simultaneously.
• Strong understanding of settlement, reconciliation, treasury, liquidity, transaction processing, and payment operations.
• Comfortable combining customer-facing product ownership with operational and financial infrastructure responsibilities.
• Ability to analyze corridor unit economics, including deposit fees, FX spreads, transaction fees, and the trade-offs involved in subsidizing adoption.
• Direct experience negotiating or managing relationships with partner banks or PSPs.
• Strong understanding of emerging-market banking environments, including jurisdiction-specific restrictions, pricing structures, and regulatory constraints.
• Ability to distinguish scalable shared infrastructure from capabilities that need to be adapted or rebuilt for individual payment corridors.
• Experience with stablecoin or crypto payment rails, multi-currency treasury, or emerging-market banking is a strong advantage.
• Strong cross-functional communication and stakeholder management skills.
• Comfortable working in an AI-enabled, high-ownership environment where speed, experimentation, and operational discipline are valued.

Benefits

• Top-of-market compensation for the relevant geography.
• Direct collaboration with core retail product and shared infrastructure teams.
• Opportunity to own a critical end-to-end money movement product surface.
• High-impact role focused on building payment infrastructure and operations from the ground up.
• Exposure to emerging-market payment corridors and complex financial infrastructure.
• AI-native working environment designed to accelerate product development and execution.