Principal Product Manager

Jobgether; España; A distancia; EUR 120.000 - 160.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Fully remote in Europe

International exposure

Autonomy and ownership over product

Fintech domain experience

Collaboration with leadership teams

Phantom Share Program

Growth in dynamic fintech environment

Descripción de la vacante

Jobgether in Spain seeks a Principal Product Manager with end-to-end ownership of complex fintech domains. You will shape multi-quarter roadmaps, drive customer and business outcomes, and lead cross-functional execution with Engineering, Data, Risk, Operations, Legal, and Commercial teams.

You will build deep expertise in Brazilian market dynamics, collaborate with partners, and influence strategy beyond your immediate domain while operating in a largely remote, European setup.

Formación

• 10+ years of professional Product Management experience in fintech, financial services, or related environments.
• Ownership of complex, high-impact products in regulated settings.
• Experience partnering with Engineering, Data, Risk, and Analytics teams.
• Independent, accountable, and able to drive outcomes.
• Excellent written and verbal communication in English and Portuguese.
• Analytical, structured-thinking, and data-driven decision-making.
• Comfortable navigating ambiguity and changing priorities.
• Strong understanding of product strategy, discovery, prioritization, and end-to-end delivery.
• Deep Brazilian/Latin American fintech ecosystem experience preferred.
• Experience with credit, underwriting, risk, fraud, or financial infrastructure valuable.
• Experience building API-driven, partner-facing, or B2B products advantageous.
• Ability to influence product strategy beyond immediate team.
• Experience working across international, remote teams.

Responsabilidades

• Own a core product domain with accountability for outcomes across customers, business, and operations.
• Define and evolve multi-quarter product strategy and roadmaps.
• Identify and size growth, efficiency, and risk opportunities using data and market insights.
• Manage external partners from evaluation to launch and optimization.
• Lead end-to-end product lifecycle: discovery, design, delivery, rollout, improvements.
• Develop product docs (PRDs, user stories, acceptance criteria) for Engineering teams.
• Prioritize products balancing value, commercial impact, risk, and regulatory constraints.
• Collaborate with Engineering leadership to ensure delivery quality and platform health.
• Define KPIs and success metrics (activation, conversion, loss rates, etc.).
• Use analytics and customer feedback to improve product performance.
• Coordinate with Data, Risk, Analytics for measurement and feedback loops.
• Act as strategic partner to multiple teams to align priorities and constraints.
• Communicate vision, trade-offs, risks, and progress to senior leadership.
• Develop expertise in Brazilian market needs and regulatory context.
• Engage with customers, partners, and stakeholders to validate ideas.

Conocimientos

Product management

Strategic planning

Roadmapping

Data-driven decisions

Cross-functional leadership

English & Portuguese

Descripción del empleo

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Principal Product Manager based in Spain.

This is a senior individual contributor role with end-to-end ownership of complex product domains within a fast-growing fintech environment.
You will define product strategy, shape multi-quarter roadmaps, and drive measurable customer, business, and operational outcomes.
The role combines strategic leadership with hands-on product execution across areas such as credit, risk, payments, core platforms, and partner integrations.
You will work closely with Engineering, Data, Risk, Operations, Legal, and Commercial teams to turn ambiguous challenges into scalable solutions.
Success will depend on strong product judgment, rigorous use of data, and the ability to influence decisions across teams without formal authority.
You will also manage relationships with external technology and financial partners, from evaluation and integration through ongoing optimization.
The position offers significant autonomy and international exposure, with a particular focus on Brazilian market needs, regulation, and fintech dynamics.

Accountabilities

• Own a core product domain, such as Credit, Risk, Payments, Core Platform, or Partner Integrations, with accountability for customer, business, and operational outcomes.

• Define and continuously evolve a multi-quarter product strategy and roadmap aligned with business objectives, regulatory requirements, and scalability needs.

• Identify, assess, and size opportunities for growth, operational efficiency, and risk reduction using customer insights, market intelligence, competitive analysis, and data.

• Build and manage relationships with external partners, including credit bureaus, payment networks, data providers, lenders, and other strategic technology partners, from initial evaluation through launch and optimization.

• Lead the complete product lifecycle, from problem discovery and framing through solution design, delivery, rollout, and post-launch improvement.

• Develop high-quality product documentation, including PRDs, user stories, and acceptance criteria, enabling Engineering teams to execute independently and efficiently.

• Own product prioritization, balancing customer value, commercial impact, risk, regulatory constraints, and technical considerations.

• Partner with Engineering leadership to support predictable delivery, strong technical quality, and long-term platform health.

• Define product KPIs and success metrics, such as activation, conversion, approval rates, loss rates, fraud, unit economics, and operational efficiency.

• Use experimentation, analytics, and customer feedback to make informed decisions and continuously improve product performance.

• Work closely with Data, Risk, and Analytics teams to establish reliable measurement, monitoring, and feedback loops.

• Act as a strategic product partner to Engineering, Risk, Data, Operations, Legal/Compliance, and Commercial teams, building alignment across different priorities and constraints.

• Communicate product vision, trade-offs, risks, and progress clearly to senior leadership and executive stakeholders.

• Develop deep expertise in Brazilian customer needs, behaviors, regulatory requirements, and market dynamics, incorporating these considerations into product decisions.

• Engage directly with customers, partners, and internal stakeholders when necessary to validate assumptions and solutions.

Requirements:

• 10+ years of professional Product Management experience, including significant experience in fintech, financial services, financial infrastructure, or a closely related environment.

• Demonstrated ownership of complex, high-impact products operating within regulated or highly controlled environments.

• Strong experience partnering with Engineering, Data, Risk, and Analytics teams on technically sophisticated products and systems.

• Proven ability to operate independently, make high-stakes product decisions, and take accountability for measurable outcomes.

• Excellent written and verbal communication skills in both English and Portuguese.

• Strong analytical, structured-thinking, and problem-solving abilities, with a data-driven approach to product decisions.

• Comfortable navigating ambiguity, rapidly changing priorities, and situations where information may be incomplete.

• Strong understanding of product strategy, discovery, prioritization, experimentation, and end-to-end delivery.

• Deep experience within the Brazilian or broader Latin American fintech ecosystem is strongly preferred.

• Experience with credit products, underwriting, risk decisioning, fraud, collections, or related financial infrastructure is highly valuable.

• Experience building or managing B2B, platform, API-driven, or partner-facing products is advantageous.

• Demonstrated ability to influence product strategy beyond an immediate team or individual domain.

• Experience working across international and cross-functional teams in a remote environment is beneficial.

Benefits:

• Fully remote working environment within Europe.

• Netherlands-based candidates are preferred, with other Europe-based candidates also considered.

• High level of autonomy and ownership over complex, business-critical product domains.

• Opportunity to work on fintech products spanning credit, payments, risk, financial infrastructure, and embedded finance.

• Close collaboration with experienced Engineering, Data, Risk, Commercial, Operations, and leadership teams.

• International exposure through collaboration with teams, partners, and stakeholders across multiple markets.

• Opportunity to influence product strategy and contribute to scalable financial solutions for underserved businesses.

• Eligible team members may have access to a performance-based Phantom Share Program designed to align participation with long-term value creation.

• Fast-paced, growth-oriented environment with opportunities to tackle complex product and regulatory challenges.