Product manager for risk and compliance

Qonto; Barcelona; On-site; EUR 90,000 - 130,000; Full time

Job summary

Qonto is seeking a Product Manager for Risk & Compliance to build one of Europe’s most sophisticated compliance engines. You’ll own how we verify customers from sign-up to periodic reviews, coordinating with a large global operations team and leadership.

The role demands experience in regulated domains, the ability to translate dense regulatory logic into practical workflows, and a passion for AI-driven decisioning that automates checks without sacrificing rigor.

Qualifications

• Compliance or risk product experience in KYC/AML or fraud.
• Translates regulatory logic into buildable workflows.
• Ops-focused, partners with operations and design.
• AI-native workflow experience.

Responsibilities

• Own entry-into-relationship checks across countries and business types.
• Design agentic compliance workflows with AI-driven decisioning.
• Simplify periodic reviews by re-verifying high-risk customers.
• Modernize onboarding stack by migrating to a new workflow platform.
• Partner daily with Ops to shape the daily work of a global team.

Skills

Compliance experience

Risk product experience

Regulatory logic

Ops collaboration

AI-driven workflows

English fluency

Job description

Описание

We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.7 on Trustpilot, based on 60,000 reviews. Our culture puts customer satisfaction at the core of what we do (more about our culture here). Join us as a Product Manager for Risk & Compliance and help build one of the most sophisticated compliance engines in Europe. You'll own how Qonto verifies who its 600,000+ customers are — from their first sign-up to their next periodic review — under the guidance of Quentin, our Director of Product for Customer Lifecycle.

Задачи

• Own entry-into-relationship checks: You'll shape the identity, fraud, and sanctions rules that decide who becomes a Qonto customer, across countries and business types.
• Design agentic compliance workflows: You'll build AI-driven decisioning that automates routine checks end-to-end, reserving human judgment for the cases that truly need it.
• Simplify periodic reviews: You'll rethink how we re-verify high-risk customers over time, cutting friction without cutting rigor.
• Modernize the onboarding stack: You'll help migrate hundreds of Ops reviewers off a legacy tool onto a new, purpose-built workflow platform.
• Partner daily with Ops: You'll ship changes that directly shape the daily work of a large, global operations team.

Требования

• Compliance or risk product experience: You've shipped products in KYC, AML, fraud, or another regulated domain.
• Complex rules, made simple: You know how to translate dense regulatory logic into clear, buildable workflows.
• Ops-first mindset: You've partnered closely with operations teams and design for the people who use your tools every day.
• AI-native workflow: You use AI to build faster, and you're excited to design agentic workflows that automate real decisions.
• Fluent in English: You communicate comfortably in English.

Условия

• A domain mid-transformation: You'll join KYCB as it shifts from manual checks to agentic automation.
• High-stakes impact: Your work will touch every Qonto customer, at every stage of their relationship with us.
• A growing scope: As Qonto opens new markets and legal forms, your remit will keep expanding.
• Direct access to leadership: You'll work closely with Quentin and the wider Customer Lifecycle product team on how Qonto builds trust at scale.