Operations Digital Payment

buscojobs España; Madrid; Presencial; EUR 40.000 - 60.000; Jornada completa

Descripción de la vacante

Una empresa global especializada en pagos digitales busca un 'Operations Digital Payment' en Madrid. El rol incluye optimizar la conversión de pagos, gestionar riesgos por transacciones de alto riesgo, y asegurar el cumplimiento regulatorio. Se ofrece un entorno de trabajo excelente con oportunidades de crecimiento profesional y una remuneración atractiva.

Servicios

Buen ambiente de trabajo

Crecimiento profesional

Remuneración atractiva

Teletrabajo 1+18

Estabilidad laboral

Formación

• 3+ años de experiencia en pagos digitales, idealmente en VAS, telecomunicaciones o servicios digitales.
• Experiencia en gestión de comerciantes de alto riesgo y cumplimiento de adquirentes.
• Comprensión sólida de PSD2, PCI-DSS y modelos de autenticación.

Responsabilidades

• Acelerar la transición de DCB a tarjetas de crédito y métodos alternativos.
• Refinar flujos de pago y analizar la experiencia del usuario.
• Colaborar con equipos de riesgo y cumplimiento para prevenir fraudes.

Conocimientos

Manejo de pagos digitales

Prevención del fraude

Optimización de conversiones

Descripción del empleo

Direct message the job poster from Digital Virgo

Committed and motivated with focus on the business and adding value to the organization. I have experience with multidisciplinary teams in dynamic…

Digital Virgo Group is a global specialist in mobile payments through telecom operator billing solutions. Responding to the growing need for digital payments using a simple transactional channel that is fast, secure and available worldwide. When you join Digital Virgo, you are joining an innovative global group with local teams that collaborate on a daily basis thanks to their complementary skills. Our teams come from multicultural and diverse backgrounds; this diversity enriches our company. We are known for our work environment that is the perfect mix of ambitious projects and good humor. We pride ourselves on focusing on individual initiative and development.

If you want to know more about us and our business you can find us at digitalvirgo.com.

We are looking for a Operations Digital Payment , in particular credit cards, to accelerate and optimize additional payment solutions to our offering, in addition to direct carrier billing (DCB). This will primarily involve credit cards but will also include other alternative payment methods such as wallets. This is a hands-on position, working closely with internal teams, PSPs and acquirers to reduce friction, increase conversion and ensure compliance while refining payment flows in a high-risk merchant environment.

Your responsibilities, should you accept the challenge :

• Support and accelerate the shift from DCB to credit cards and alternative methods (wallets, bank transfers, open banking, etc.).
• Ensure a seamless coexistence of DCB and new payment methods, optimizing conversion at every step.
• Identify and mitigate risks associated with high-risk merchant transactions (e.g., chargebacks, fraud, regulatory scrutiny).

Payment Flow & User Experience Optimization.

• Refine payment flows for one-time transactions, subscriptions, and recurring payments (CIT, MIT).
• Analyze and enhance the user experience across web, mobile, and app platforms to streamline payments.
• Reduce friction while maintaining security and compliance, leveraging SCA exemptions where applicable.

Financial & Risk Management.

• Map out and optimize the full fund flow, from the cardholder to the final settlement.
• Work with acquirers, PSPs, and issuers to reduce costs and improve processing times.
• Implement chargeback prevention strategies, ensuring compliance with high-risk merchant requirements.
• Collaborate with risk and compliance teams to develop fraud prevention mechanisms aligned with PSD2, PCI-DSS, and acquirer requirements.

Regulatory & Compliance Execution.

• Ensure all payments comply with PSD2, PCI-DSS, GDPR, and SEPA regulations.
• Identify and apply SCA exemptions to streamline authentication without increasing risk.
• Validate that PSPs and acquirers meet licensing and regulatory requirements, ensuring compliance with high-risk industry standards.

Payment Provider Integration & Diversification

• Work hands-on with multiple PSPs, ensuring flexibility and avoiding provider lock-in.
• Optimize multi-PSP strategies, ensuring redundancy and the best cost / conversion balance.
• Define technical and commercial criteria for selecting the right payment partners based on transaction types.

Execution of Technical & Security Standards

• Ensure seamless technical integration with PSPs while complying with 3DS2 and SCA.
• Monitor and enforce PCI-DSS compliance in payment processing and storage.
• Work with development teams to implement secure, scalable, and modular payment solutions.

Minimum Requirements :

• 3+ years of experience in digital payments, ideally in VAS, telecom, gaming, or digital content services.
• Proven experience working with high-risk merchants, managing chargebacks, fraud prevention, and acquirer compliance.
• Hands-on experience migrating businesses from DCB to credit cards and alternative payment methods.
• Strong understanding of PSD2, PCI-DSS, fraud prevention, authentication models (SCA, 3DS2, MIT, CIT).
• Experience working with PSPs, acquirers, and payment processors.
• Proven ability to optimize payment conversion, reduce friction, and manage risk.
• Experience in recurring payments, micropayments, and high-value transactions.
• Knowledge of Open Banking, fintech payment innovations, and alternative payment rails.
• Familiarity with multi-PSP integrations and orchestration.

Benefits of Joining Us :

• Good working environment.
• Being part of a team where you feel listened to and where you can contribute new ideas.
• Professional growth.
• Attractive remuneration.
• Telework 1+18.
• Job stability.

Seniority level

• Associate

Employment type

• Full-time

Job function

• Business Development
• Financial Services and Telecommunications