Lending Strategy Lead — Fintech Growth

N26 Inc.; Barcelona; On-site; EUR 60,000 - 90,000; Full time

Benefits offered by this job

Personal development budget

Work from home budget

Fitness & wellness discounts

Public transportation discounts

Premium N26 account subscription

Relocation with visa support

Job summary

N26 Inc. is seeking a highly driven Business Strategy Associate to join our Lending team in Berlin or Barcelona. You will drive strategic lending initiatives, build data-driven cases, and collaborate across Product, Tech, Legal, Compliance and operations to optimize product performance.

With 4+ years in financial services and a strong analytics background, you will shape priorities, manage external partners, and contribute to growth and expansion in a fast-paced fintech environment.

Qualifications

• 4+ years in financial services—fintech/banking/investment banking or startups.
• Bachelor’s degree in a quantitative or business field from a top-tier university.
• Proven track record leading large, cross-functional projects end-to-end.
• Vendor management, contract negotiation and partner performance evaluation experience.
• Full professional proficiency in English.

Responsibilities

• Lead high-impact Lending initiatives end-to-end from strategic design to execution and improvement.
• Define and execute strategic priorities for the Lending team and segment.
• Build data-driven business cases with SQL deep dives and budget building.
• Oversee the full lifecycle of N26 Lending products with quantitative and qualitative analysis.
• Analyze business performance to identify opportunities for growth and optimization.
• Monitor product and project performance to drive informed decisions.
• Develop deep expertise in Lending KPIs, infrastructure and processes.
• Coordinate with internal and external stakeholders including Product, Tech, Legal/Compliance, Customer Operations, Banking Operations, Marketing and partners.

Skills

Advanced Excel

SQL

Vendor management

Stakeholder management

Storytelling & visualization

Education

Bachelor's degree in Finance, Economics, Mathematics or related field

Job description

N26 Inc. is seeking a highly driven Business Strategy Associate to join our Lending team in Berlin or Barcelona. You will drive strategic lending initiatives, build data-driven cases, and collaborate across Product, Tech, Legal, Compliance and operations to optimize product performance.

With 4+ years in financial services and a strong analytics background, you will shape priorities, manage external partners, and contribute to growth and expansion in a fast-paced fintech environment.