Financial Analyst

Colibrix One; Barcelona; Presencial; EUR 45.000 - 65.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

English classes

Spanish classes

Competitive salary

Descripción de la vacante

Colibrix One in Barcelona is seeking a Financial Analyst to support daily card payments and settlement processes. You’ll work with Mastercard/Visa data, analyze interchange and profitability, and help ensure reconciliation and settlement accuracy in a fast-paced fintech environment.

The role suits early- to mid-level specialists with fintech/banking experience, strong Excel skills, and fluency in English and Russian. You’ll collaborate with PSPs and partners across the payments ecosystem.

Formación

• Solid Excel skills and comfort with numbers.
• Experience as a Financial Analyst in fintech or banking advised.
• Excellent written and verbal English and Russian.

Responsabilidades

• Oversee day-to-day financial operations related to acquiring and issuing schemes.
• Perform reconciliations between internal systems and settlement reports.
• Monitor daily and periodic settlements with card schemes.
• Analyze interchange and scheme fees in detail.
• Assist in evaluating new partnerships, scheme changes, or pricing adjustments.
• Collaborate with other PSPs for data exchange and performance tracking.
• Analyze profitability of acquiring partners and identify optimization opportunities.

Conocimientos

Excel

Financial analysis

Fintech experience

Reconciliations

Data analysis

Communication (English, Russian)

Educación

Finance/Economics degree

Descripción del empleo

Join Colibrix One - Innovating the Future of Payments

At Colibrix One, we're building advanced, AI-powered payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. As a fully licensed EMI (FCA reference number 927920) and a Principal Member of Mastercard, we offer real-world financial solutions that include:

• Global card processing
• Digital wallet infrastructure
• Cross-border merchant accounts
• Alternative payment methods (APMs)
• Corporate accounts for legal entities

We're a fast-growing team with a passion for innovation, security, and scalability. Our culture values curiosity, collaboration, and impact - and we're looking for talented professionals who are ready to shape the future of fintech.

About the role:

We’re looking for a Financial Analyst to support our daily operations across card payments and settlement processes. This role is well suited for an early- to mid-level specialist who already has a basic understanding of financial operations in fintech and is looking to deepen their expertise. You’ll work with data from Mastercard and Visa, support analysis of fees and profitability, and help ensure that financial and settlement processes run smoothly. The position offers hands‑on exposure to core payment operations and the opportunity to grow within a fast‑paced fintech environment.

Responsibilities:

• Oversee day-to-day financial operations related to both acquiring and issuing aspects of Mastercard and Visa
• Perform regular reconciliations between internal systems and Mastercard/Visa settlement reports
• Monitor and manage daily and periodic settlement processes with card schemes
• Conduct detailed analysis of interchange and scheme fees
• Assist in the financial evaluation of new partnerships, scheme changes, or pricing adjustments
• Working closely with other PSPs to ensure smooth financial coordination, data exchange, and performance tracking
• Analyzing the real profitability of individual acquiring partners, identifying trends, performance gaps, and opportunities for optimization

What you need to succeed in this role:

• Solid Excel skills and confidence working with numbers
• Experience as a Financial Analyst in a fintech company or a bank
• Excellent written and verbal communication skills in English and Russian
• A proactive and responsible mindset, with a genuine interest in learning
• Attention to detail and accuracy in handling daily financial tasks
• Willingness to dive into reconciliations, financial data analysis, and partner coordination

Nice-to-have:

• Educational background in Finance, Economics, or a related field
• Basic understanding of payment systems, especially Mastercard and Visa
• Experience working with PSPs or other financial partners
• Experience with Excel macros or basic automation in spreadsheets

Benefits:

• Opportunity to shape the future of fintech solutions within a growing company
• Collaborative, horizontal team structure that values your expertise and ideas
• Continuous learning and development opportunities to enhance your skills and career growth
• English / Spanish classes
• Competitive salary and benefits package