Interim Senior Credit Analyst (5/6 Months Temp Contract)

Michael Page; Madrid; Presencial; EUR 50.000 - 70.000; Jornada completa

Descripción de la vacante

A leading international cooperative bank in Spain seeks a motivated professional for a senior credit risk role. The candidate will manage credit proposals, assess creditworthiness, and collaborate with stakeholders in a dynamic banking environment. This temporary position offers competitive salary conditions and professional growth opportunities within the bank's global network.

Servicios

Competitive salary

Professional growth opportunities

Dynamic working environment

Formación

• Strong experience in banking or financial services.
• Proven track record of managing credit proposals and assessing creditworthiness.
• Ability to work independently and as part of a team.

Responsabilidades

• Prepare high-quality credit proposals and reviews.
• Independently assess creditworthiness and structure credit products.
• Collaborate on deal origination and execution.

Conocimientos

Credit risk assessment

Financial analysis

Market trends analysis

Client relationship management

Descripción del empleo

• Recently senior banking leavers still motivated.
• Manage your time in major banking project with outstanding salary conditions.

Our client is an international cooperative bank with Dutch origins. They employ more than 49,000 colleagues across 35 countries. In the Netherlands, they offer financial products and services to both private and commercial customers. Worldwide, they focus on the Food & Agri sector.

• Lead the preparation of high-quality credit proposals and reviews, including detailed financial, and risk analysis for new transactions and existing clients.
• Independently assess creditworthiness, assign internal ratings, and structure credit products in line with bank's risk appetite and policies.
• Collaborate with Relationship Managers and Product Specialists on deal origination, structuring and execution, including participation in client meetings, due diligence, and transaction structuring while exercising a high degree of autonomy and professional judgment in assessing and managing credit risk.
• Monitor a portfolio of corporate clients, ensuring timely annual reviews, covenant checks, and early identification of potential credit issues.
• Provide clear, well-reasoned recommendations to Credit Committees and respond to queries from senior stakeholders and approvers.
• Maintain deep knowledge of relevant sectors, market trends, and macroeconomic developments impacting risk profiles.
• Liaise and cooperate with internal stakeholders including Risk Management, Head Office, Product teams, and Restructuring teams as needed.
• Contribute to the development of junior analysts and promote best practices within the credit community.

• A temporary role (5/6 months) with competitive salary conditions.
• A big opportunity for candidates who have recently left the role but they still feel themselves full of motivation to keep going.
• A dynamic, international working environment within a purpose-driven bank.
• Exposure to strategic clients and complex transactions across Spain and Portugal.
• Opportunities for professional growth and cross-border collaboration within the Bank's global network.
• The chance to make a meaningful impact in corporate credit risk management.