Group Credit Controller

Revolut; España; Presencial; EUR 60.000 - 90.000; Jornada completa

Descripción de la vacante

Revolut in Spain is seeking a Group Credit Controller to be the subject matter expert on credit‑related topics across the group, including retail and wholesale credit management.

You will lead IFRS 9/ECL processes, collaborate with risk teams, support product launches, and maintain internal controls, while acting as the ECL model owner and primary contact for auditors.

Formación

• Qualified accountant or equivalent certification
• Expertise in IFRS 9 and ECL including data, models, accounting, disclosure, and controls
• Experience with credit products across retail and wholesale
• Impeccable data analysis skills including SQL
• Logical, structured problem solving and results‑driven mindset

Responsabilidades

• Ensure accurate accounting, reconciliation, presentation, and disclosure of financial statement line items
• Lead month‑end, quarter‑end, and annual close processes including audits
• Collaborate with Credit and Risk teams to ensure IFRS 9 compliance and business requirements
• Support launch and growth of credit products across multiple locations
• Identify credit exposures and ensure proper accounting per IFRS 9 and IFRS 7
• Represent as ECL model owner and participate in internal credit committees
• Establish and maintain internal controls (SOX) across credit and ECL processes
• Act as primary contact for external auditors

Conocimientos

IFRS 9

SQL

Data analysis

Problem solving

Credit products

Educación

Qualified accountant or equivalent

Herramientas

SQL

Descripción del empleo

About The Role

The Finance team keeps Revolut moving with clarity and confidence. From accounting to strategic support, they work across the business to assess risk, guide decisions, and drive growth. Their insight shapes everything from daily operations to long-term plans and plays a key role in how we scale. We’re looking for a Group Credit Controller to be the subject matter expert on credit‑related topics across the group, such as retail, wholesale, and proactive risk mitigation strategies.

What You’ll Be Doing

• Ensuring the accurate accounting, reconciliation, presentation, and disclosure of financial statement line items
• Leading the month‑end, quarter‑end, and annual close processes, including audits for these areas
• Collaborating with Credit and Risk teams to ensure compliance of processes with IFRS 9 standards and business requirements, including retail, wholesale, and credit management
• Supporting the launch and growth of credit products across multiple locations
• Identifying credit exposures, ensuring proper accounting in line with IFRS 9 and IFRS 7 guidelines
• Serving as a key member of internal credit committees and acting as the ECL model owner for the group
• Establishing and maintaining robust internal controls (SOX) across credit and ECL processes
• Acting as the primary contact for external auditors (both group and local)

What You’ll Need

• Being a qualified accountant or having an equivalent certification
• Expertise in IFRS 9 standards and expected credit losses (ECL), including data, models, accounting, disclosure, and controls
• Experience with credit products across retail and wholesale segments
• Impeccable data analysis skills, including proficiency in SQL
• A logical and structured approach to problem‑solving
• High motivation and a results‑driven mindset

Nice to Have

• Experience within a fast‑growing organisation
• Familiarity with financial instruments such as derivatives, hedging, and financial guarantees

Diversity and Inclusion

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard‑working team.