Senior Credit Risk Models Analyst

ING España & Portugal; País Vasco; A distancia; EUR 50.000 - 70.000; Jornada completa

Descripción de la vacante

A leading financial institution in Spain seeks a Senior Credit Risk Models Analyst for its Retail Credit Risk Team. The role involves developing credit risk models, ensuring portfolio growth, and requires strong analytical skills. The work environment is flexible and collaborative, offering various employee benefits.

Servicios

Health and life insurance

Flexible remuneration

Transportation solutions

Special loans

Pension plans

Employee well-being programs

Inclusion initiatives

Formación

• Experience with retail lending portfolios and regulatory credit risk models.
• Fluent in English and Spanish.

Responsabilidades

• Contribute to the development and maintenance of IRB & IFRS9 models.
• Identify and mitigate risks through capital and provisions.
• Ensure sustainable growth of Retail Lending portfolios.

Conocimientos

Analytical Skills

Problem Solving

Programming

Educación

Bachelor’s degree in Economics

Bachelor’s degree in Business

Bachelor’s degree in Statistics

Bachelor’s degree in Maths

Bachelor’s degree in Econometrics

Herramientas

SAS

SQL

Descripción del empleo

At ING, we are looking for a talented and enthusiastic Senior Credit Risk Models Analyst to join our Retail Credit Risk Team within the ING Risk Domain.

Your role and work environment:

The team is responsible for overseeing risk in the Spanish Retail Lending portfolio throughout the entire credit lifecycle. Our work environment is 100% flexible, organized into small subject-expert areas, with continuous interaction with international teams.

Your key responsibilities:

• Contribute to the development and maintenance of IRB & IFRS9 models.
• Identify and mitigate risks through appropriate levels of capital and provisions.
• Ensure sustainable growth of the Retail Lending portfolios.

What are we looking for?

• Bachelor’s degree or equivalent in Economics, Business, Statistics, Maths, or Econometrics.
• Experience with retail lending portfolios, developing, monitoring, or validating regulatory credit risk models in banking or consultancy.
• Excellent knowledge of statistics and/or mathematics, programming in SAS and/or SQL.
• Strong analytical and problem-solving skills, with knowledge of banking and the financial industry, preferably retail lending.
• Independent, creative, and proactive mindset, focused on delivering pragmatic solutions.
• Fluent in English and Spanish.
• Eager to lead projects.

What do we offer?

We prioritize your personal fulfillment alongside your professional growth. Our benefits include flexibility, a supportive work environment, health and life insurance, flexible remuneration, transportation solutions, special loans, pension plans, employee well-being programs, and inclusion initiatives.

Join us to be part of a diverse, innovative team committed to sustainability and helping clients create a better future. If you see yourself aligned with our values, we look forward to meeting you!