Casualty Underwriter

QBE Insurance Group; Salamanca; Presencial; EUR 35.000 - 50.000; Jornada completa

Descripción de la vacante

QBE Insurance Group is seeking an Underwriter to join their team in Spain. The role involves underwriting business in line with the business plan, ensuring compliance with regulations, and fostering relationships with stakeholders. Ideal candidates will possess strong analytical skills and a thorough understanding of underwriting processes. Join a company committed to diversity and inclusion, and contribute to a resilient future.

Servicios

Flexible working options

Wellbeing initiatives

Inclusive workplace culture

Formación

• High level of numeracy and literacy.
• Proven organizational and analytical skills.
• Strong proficiency in English.

Responsabilidades

• Underwrite insurance risks in accordance with the business plan.
• Establish and develop relationships with stakeholders.
• Participate in meetings to share and develop strategy.

Conocimientos

Analytical Thinking

Negotiation

Risk Management

Portfolio Management

Regulatory Compliance

Educación

Degree in Finance, Economics, or related field

Herramientas

Excel

Descripción del empleo

Leveraging our deep expertise and insights, QBE offers commercial, personal and specialty products and risk management solutions to help people and businesses manage risks. Today, we employ more than 13,000 people around the world.

QBE Europe SA / NV is headquartered in Brussel and while we are international in our outlook, we are also proudly local in our operations with our Spain office in Madrid.

With our comprehensive product offering and underwriting expertise, we are able to cover a wide range of business risks, helping our clients to identify them and minimise their exposure.

If you are looking to progress your career within insurance and want to be part of a successful organisation with strong growth ambitions, then read on.

The Opportunity :

Reporting into the Casualty Portfolio Manager; to underwrite business in accordance with the business plan and within delegated underwriting authority.

Your responsibilities for this role may include, but are not limited to :

• Contribute to the delivery of the annual business plan for the respective business unit by making appropriate decisions
• Apply the reinsurance strategy in order to safeguard the casualty portfolio
• Participate in all relevant meetings in order to share and develop strategy, knowledge and best practice
• Positively promote the department, division and company as a whole in order to maximize brand leverage
• Perform underwriting activities in accordance with all legal and regulatory requirements to ensure obligations are met
• Adhere to underwriting standards, instructions and good practice to minimize risk and maximize efficiency
• Ensure the recording and measurement of insurance risks, (including DUA’s if relevant) to ensure accuracy and good practice
• Understand and comply with any reinsurance requirements to minimize risk and to deliver business plan objectives
• Establish, strengthen and develop relationships with stakeholders including customers, brokers, business partners and colleagues to maximize influence and achieve business objectives
• Demonstrate an understanding and awareness of market dynamics and market cycle to enhance business performance
• Maintain expertise and team knowledge through identifying appropriate learning and development activities
• Underwrite insurance risks in accordance with the business plan and the delegated underwriting authority to meet business objectives including : | Negotiating rates terms and conditions for existing and new business | Compliance of production and issue of contract certainty documentation (non Lloyds) | Ensuring compliance with internal and external regulations and guidelines | Ensuring contribution to the business plan and objectives | Support credit control in payment collection
• Participate in the review and analysis of the portfolio to identify progress toward business objectives
• Ensure entries are properly and promptly recorded on EO systems to ensure accuracy of data in relation to : | Underwriting | Aggregate exposures
• Contribute to the aggregate management and peer review processes to encourage and develop excellence
• Motivate and coach team members to ensure the relevant knowledge and expertise is shared for their continuing personal and professional development

About you

You will need to be able to display you have the following qualifications and experience :

• A high level of numeracy and literacy
• Proven organizational, prioritisation and analytical skills
• Demonstrable interpersonal, communication and negotiating skills
• Ability to analyse data and use for decision making
• Excellent teamwork skills : ability to collaborate effectively with colleagues and contribute to a positive environment.
• Thorough understanding of class specific underwriting and reinsurance knowledge
• Proven knowledge of relevant casualty market conditions
• Familiar with relevant QBE underwriting systems
• Intermediate level understanding of relevant software including Excel and other departmental software packages
• Knowledge of legal and regulatory requirements
• Knowledge of QBE underwriting process and procedures including EPA’s
• Strong proficiency in English.

At QBE, we are dedicated to creating an inclusive environment for all employees. Our positions are open to individuals with disabilities, and we actively promote inclusion and diversity in our workplace.

Why QBE? At My Best

At QBE, we want our people to feel rewarded and inspired to perform at their best, that’s why we have created “At My Best”. It’s our connection, our way of showing we have your back. We understand that one size doesn’t fit all and that priorities can change depending on your life stage. That is why our blend of wellbeing initiatives and benefits offer flexibility to suit what matters most to you. It’s in the culture of our business, our QBE DNA, to support our people. Everything we do is underpinned by our QBE DNA.

We’re an international insurer that’s building momentum towards realising our vision of becoming the most consistent and innovative risk partner. We can never really predict what’s around the corner, but at QBE we’re asking the right questions to enable a more resilient future – helping those around us build strength and embrace change to their advantage.

QBE aims to build a workplace that is fair and inclusive because we want to attract and retain the best people to do the job, we have adopted flexible working across the company and welcome this conversation.

With more than 13,000 people working across 27 countries, we’re big enough to make a real impact, but small enough to provide a friendly workplace, where people are down-to-earth, passionate, and kind.

To find out more about why you should work for QBE, visit our careers website.

QBE Awards

Some of the awards QBE is proud to have won, been a finalist for, and shortlisted for include :

AXCO Global Insurance Awards 2024 Winner : Network Management of the Year

Insurance Business UK 5-Star Cyber Awards 2024 : QBE rated as a 5-Star Cyber Insurer

UK IT Industry Awards 2023 Winner : Green Technology Innovation of the Year

Insurance Post British Insurance Awards 2023 : QBE rated as a 5-Star Employee

You can view all our awards here.

Inclusion of Diversity

We are striving to create a workplace culture where all our people feel included, and we are committed to building a diverse workforce that is reflective of the communities we operate in. We are proud to have partnerships with organisations such as Stonewall and Working Families, and our commitment to the Women in Finance Charter, the UN Women’s Empowerment Principles and Race at Work charter helps keep us accountable and transparent.

Accessibility

Here at QBE, we are promoting an accessible workplace for all, which includes supporting candidates to perform at their best during their recruitment process. If you require any accommodations, please make your Talent Acquisition contact aware.

ESG & Sustainability

At QBE, we believe that integrating sustainability into our business helps us deliver on our purpose of enabling a more resilient future. Our three key focus areas include fostering an orderly and inclusive transition to a net-zero economy, enabling a sustainable and resilient workforce, and partnering for growth through innovative, sustainable, and impactful solutions.

What next? If you have a passion to contribute to QBE’s vision of enabling a more resilient future for our customers and the community, we encourage you to apply! Simply click the “apply” button to submit your CV and other relevant documents, and a member of our friendly Talent Acquisition team will be in contact to discuss your interest further if you meet the requirements of the role.

We believe this is our moment – what if it was yours too?

APPLY NOW and let’s make it happen!

Skills :

Adaptability, Analytical Thinking, Critical Thinking, Customer Service, Decision Making, Insurance Underwriting, Intentional collaboration, Managing performance, Negotiation, Portfolio Management, Problem Solving, Regulatory Compliance, Risk Management, Strategic Management, Waterfall Model

How to Apply :

To submit your application, click "Apply" and follow the step by step process.

Equal Employment Opportunity :

QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.

About Us

We are an international insurer and reinsurer offering a diverse portfolio of commercial, personal and specialty products, as well as risk management solutions. Our product portfolio includes property, motor, crop, energy, marine and aviation. We employ a team of around 13,000 people in 27 countries around the world.

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