Senior Collections Manager – Risks (ZINIA)

Santander USA; Madrid; Presencial; EUR 60.000 - 80.000; Jornada completa

Descripción de la vacante

A leading company is seeking a Senior Collections Manager for its innovative Zinia platform. The role involves managing collections tasks, aligning strategies across geographies, and defining policies. Candidates should have significant experience in risk analysis and financial data management, along with a relevant degree. Join a dynamic team and contribute to international projects while enjoying competitive remuneration and growth opportunities.

Servicios

Competitive remuneration

Attractive benefits package

Possibility of growth

Excellent work environment

Social clubs and frequent events

Formación

• 8+ years of experience in a similar role.
• Experience in risk analysis of retail operations.

Responsabilidades

• Manage Collections tasks for Zinia projects.
• Align the Collections strategy with local teams.
• Define policies and requirements for Collections.

Conocimientos

Risk Analysis

Financial Data Management

Digital Business

Agile Environment

Basic Programming

Educación

University or Master’s degree in Engineering

University or Master’s degree in Mathematics

University or Master’s degree in Economics

University or Master’s degree in Business Administration

Herramientas

SQL

Python

Descripción del empleo

Senior Collections Manager – Risks (ZINIA)

Country: Spain

Senior Collections Manager – Risks (ZINIA)

Zinia is the new checkout lending platform of the Santander Group. Zinia makes shopping simple, offering the possibility of splitting payments into interest-free installments in a fast and transparent way, powering merchants across Europe using technology from Openbank and Santander Consumer Finance.

This is an exciting opportunity to make your contribution over a growing market within the business areas of lending, cobranded credit cards and buy-now-pay-later with a solid expansion across different countries with global leading merchants.

Zinia leverages the technological resources and expertise of Openbank, the digital-native bank of the Santander Group, which is currently rolling out its international expansion plans. Through a simple and flexible banking model, Openbank offers customers the possibility to manage their finances on the website or app.

Mission and responsibilities:

As a Senior Manager of Zinia Collections your main responsibilities will include:

• Manage Collections tasks for Zinia projects.
• Interact and align the Collections strategy with the SCF local Collections teams in the different geographies where Zinia develops its activity.
• Define the policies and functional requirements of Collections in Zinia projects.
• Supervise the correct implementation in the systems of the different strategies of Collections in the different programs of Zinia.

To be successful in the role you must have:

• +8 years of experience in a similar role.
• University or Master’s degree in Engineering, Mathematics, Economics or Business Administration.
• Credit admission models: how they are built, which variables are used, which external sources are consulted, etc...
• Consumer goods financing (personal loans, point-of-sale financing, credit cards...).
• Financial data management: credit portfolio monitoring and model performance monitoring.
• Experience in digital business and processes: FinTechs or digital departments of traditional banks.
• Experience in risk analysis of retail operations, with experience in international markets being particularly valued.
• Basic programming skills, preferably in SQL and Python.
• Experience working in agile environments will be a plus!
• English C1 level.

What do we offer?

- Joining a dynamic and agile company undergoing international expansion.

- Working in start-up mode with the support of the Santander Group.

- Competitive remuneration and attractive benefits package.

- Possibility of growth within the company and the Group.

- Collaborating on international projects in different countries.

- Excellent work environment, social clubs and frequent events.

Would you like to grow with us? Join our team!

Openbank / ODS is an equal opportunity employer. All applicants will be considered as equal without paying attention to gender identity, sexual orientation, ethnicity, religion, age, political orientation, union membership nor disability status.

We make recruiting decisions based on your experience and skills. We value your passion to discover, invent, simplify, and build.

The personal data you provide as well as any data generated during the selection process are confidential and will be processed by Open Bank, S.A./ Open Digital Services, S.L. with registered office at Plaza de Santa Bárbara 2, 28004 (Madrid), for the sole purpose of managing your participation in the selection processes and, where appropriate, to formalise your recruitment.

For further information about your rights and data protection, please read the ODS/Openbank Privacy Policy applicable to this type of data processing here .