Credit Risk and Collections Analyst

ENGIE España; Madrid; Híbrido; EUR 35.000 - 55.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Hybrid work system

Flexible schedule

Transport card

Kindergarten support

Training programs

Health insurance

Descripción de la vacante

ENGIE España, based in Madrid, is hiring a Credit Risk and Collections Analyst to monitor and analyze credit risk, overdue debt, and payment behavior across the order-to-cash cycle.

You will develop dashboards, reports, and predictive indicators, collaborate with Billing, Customer Service, and Finance teams, and help optimize processes in a hybrid work setting.

The ideal candidate has 2-4 years of relevant experience, a degree in business or related field, and advanced Excel and Power BI skills.

Formación

• Degree in Business, Economics, Engineering, Mathematics, Statistics, or a related field.
• 2-4 years of experience in credit risk, collections, business analytics, or financial reporting.
• Advanced Excel and experience with Power BI or similar BI tools.
• Strong analytical, problem-solving, and stakeholder management skills.
• Energy or utilities sector experience is a plus.

Responsabilidades

• Analyze credit risk, overdue debt, and customer payment behavior.
• Produce regular reports on debt, aging, DSO, and cash collection performance.
• Identify trends, risks, and improvement opportunities in collections processes.
• Develop predictive analyses, risk indicators, and early-warning alerts.
• Build and maintain dashboards and performance reporting tools.
• Support process automation and data quality improvement initiatives.
• Assess the impact of billing, disputes, and operational issues on outstanding debt.
• Coordinate activities with Collections, Billing, Customer Service, and Finance teams.
• Provide analytical support to management and contribute to continuous process improvement.

Conocimientos

Advanced Excel

Power BI

Stakeholder management

Educación

Bachelor's degree in Business/ Economics/ Engineering/ Mathematics/ Statistics

Herramientas

SQL

Descripción del empleo

Our Group is a global reference in low-carbon energy and services. Together with our 96.000 employees, our customers, partners and stakeholders, we are committed to accelerating the transition to a carbon neutral economy through reduced energy consumption and more environmentally friendly solutions.

At ENGIE, every person plays a key role in accelerating energy transition.

Make a difference and live a meaningful professional experience.

Take on exciting challenges, grow in an innovative environment, and build a career that reflects who you truly are.

Join us and be part of the adventure of the century!

For our headquarters in Madrid, we are looking for a Credit Risk and Collections Analyst.

Mission

You will be responsible for monitoring and analyzing credit risk, debt, and collections performance to support informed decision-making, improve cash collection, and mitigate financial risk. The role provides analytical insights, develops reporting and dashboards, identifies improvement opportunities, and supports process optimization across the order-to-cash cycle.

Functions

• Analyze credit risk, overdue debt, and customer payment behavior.
• Produce regular reports on debt, aging, DSO, and cash collection performance.
• Identify trends, risks, and improvement opportunities in collections processes.
• Develop predictive analyses, risk indicators, and early-warning alerts.
• Build and maintain dashboards and performance reporting tools.
• Support process automation and data quality improvement initiatives.
• Assess the impact of billing, disputes, and operational issues on outstanding debt.
• Coordinate activities with Collections, Billing, Customer Service, and Finance teams.
• Provide analytical support to management and contribute to continuous process improvement.

Minimum Requirements

• Degree in Business, Economics, Engineering, Mathematics, Statistics, or a related field.
• 2-4 years of experience in credit risk, collections, business analytics, or financial reporting.
• Advanced Excel and experience with Power BI or similar BI tools.
• Strong analytical, problem-solving, and stakeholder management skills.
• Energy or utilities sector experience is a plus.

Committed to inclusion

At ENGIE we value and encourage diversity and inclusion. We are committed to accelerating the transition to a carbon-neutral economy achieved by integrating exceptional and diverse individuals that seek, support, and strengthen each other’s growth.

What We Will Provide

• We will provide you with training plans adapted to your needs and interests.
• You will have a flexible schedule and a hybrid work system + reduced working days during summer and Fridays.
• You will have the chance to adhere to corporate benefits and e-Plan (transport card, kindergarten, training, meal, health insurance among others).
• You will be part of a dynamic team in which you will truly develop and grow as a professional.
• You will work with a multidisciplinary team that will support you at all times.
• You will be part of a network of more than 96,000 professionals working to create a more sustainable world.

ENGIE is the answer if...

• You are looking for a solid professional project with professional projection.
• You value being part of the first independent energy group in the world.
• You want to grow and develop within a dynamic and challenging company.
• If you consider that your work, together with the efforts of the people who are part of the company, can and should have a positive impact on the environment.

If you want to be part of an international group, able to offer a wide variety of jobs in a dynamic and promising sector, we are waiting for you!

Business Unit: Supply & Energy Management

Division: BP IBERIA

Legal Entity: ENGIE ESPAÑA, S.L.U.

Company Name: ENGIE España

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