Compliance Analyst

American Express; Madrid; Presencial; EUR 40.000 - 60.000; Jornada completa

Descripción de la vacante

Join a leading financial services company as a Compliance Analyst in the European Payments Regulatory Compliance Team. This role is crucial for navigating the evolving EU regulatory landscape, ensuring compliance with laws affecting payment services and consumer protection. You will collaborate with various departments to create a unified compliance strategy and manage regulatory risks effectively.

Servicios

Flexible working model

Comprehensive medical, dental, vision insurance

Paid parental leave

Career development and training opportunities

Formación

• Experience with EU regulations and compliance frameworks.
• Ability to manage compliance projects across EMEA.

Responsabilidades

• Drive compliance response to EU regulations in payments.
• Support compliance manager in risk assessments and documentation.
• Facilitate communication regarding payments regulation risks.

Conocimientos

Compliance

Regulatory Assessment

Risk Management

Educación

Bachelor's Degree

Descripción del empleo

We back our colleagues and their loved ones with benefits and programs that support their holistic wellbeing. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Support for financial wellbeing and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global onsite wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check subject to applicable laws and regulations.

You Lead the Way. We’ve Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues committed to backing our customers, communities, and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful, supported by benefits, programs, and flexibility that support you personally and professionally.

At American Express, you'll be recognized for your contributions, leadership, and impact. Every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and our powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity in an environment where everyone is seen, heard, and feels like they belong.

Join Team Amex and let's lead the way together.

In our European Consumer Compliance Organization, we are looking for a Compliance Analyst to join our European Payments Regulatory Compliance Team.

How will you make an impact in this role?

This position will play a critical role within the European Compliance Organization to drive the response to the ever-changing Payments regulatory framework in the region, with a specific focus on EU Regulations and their impacts on EU Member States. It will be key to building, managing, and leading an effective European framework for compliance with applicable laws and regulations in sectors such as Payment Services and Consumer Protection.

Besides supporting the Compliance Manager and the EMEA Market Compliance Officers Community, this position will also work closely with other departments like the General Counsels Organization (GCO), Government Affairs, Line of Business Compliance, and Control Management to build a common platform across European markets and facilitate the adoption of a consistent compliance strategy and oversight (including impact identification requirements). This role will also facilitate awareness, communication, and escalation of matters related to payments regulations to ensure risks are promptly understood.

• Providing centralized compliance support and advice across EMEA on key regulatory projects in the payment services sector for the consumer business (e.g., PSD2, IFR, SEPA, EU Retail Payments, Digital Finance Strategy, and Consumer Agenda, Consumer Credit Directive), with a focus on EU Regulations and their impacts on EU Member States to determine compliance strategies and internal policies and procedures.
• Supporting the Compliance Manager in delivering early compliance impact assessments of new regulations to ensure timely implementation of requirements and controls through the RCM process.
• Supporting the Compliance Manager in building documentation and accelerating the harmonization of compliance requirements across EU markets, especially in the Nordics (Sweden, Finland, Norway, Denmark).
• Facilitating awareness, communication, and escalation of matters related to payments regulation, supporting responses to actual or potential risks.
• Identifying key risks for the region, particularly in the Nordics, and providing regulatory assessments and rationale for risk scoring.
• Interpreting EU-wide regulatory requirements and reporting instructions, supporting the business in validation and escalation of risks, and addressing queries from supervisory authorities.
• Overseeing policies and procedures, drafting second-line policies driven by EU regulations, updating them as regulations change, and addressing audit queries regarding interpretation of requirements.