▷ (Buen Salario) Consumer Finance Product Lead

TN Spain; Granada; Presencial; EUR 40.000 - 80.000; Jornada completa

Descripción de la vacante

An established industry player is seeking a dynamic Consumer Finance Product Lead to spearhead the development of innovative finance solutions in Spain. This pivotal role involves creating and managing a product range tailored to meet consumer needs in the HVAC market, while ensuring alignment with commercial objectives. The ideal candidate will have a strong background in product management within the consumer finance sector, coupled with excellent stakeholder management skills. Join this forward-thinking company and take advantage of a competitive remuneration package, flexible benefits, and opportunities for career growth in a vibrant market.

Servicios

Competitive remuneration package

Flexible benefits

Home office options

Formación

• Experience as a Senior Product Manager in the Spanish market.
• Understanding of Spanish consumer finance regulations.

Responsabilidades

• Develop new consumer finance propositions from inception to launch.
• Manage the complete product lifecycle post-launch.
• Ensure compliance with Spanish consumer finance regulations.

Conocimientos

Product Management

Consumer Finance

Stakeholder Management

Analytical Skills

Regulatory Compliance

Bilingual (English/Spanish)

Herramientas

Excel

Descripción del empleo

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▷ (Buen Salario) Consumer Finance Product Lead, Granada

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Client:

Villarroel & Hunter

Location:

Granada, Spain

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

2

Posted:

27.04.2025

Expiry Date:

11.06.2025

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Job Description:

We are looking for a Consumer Finance Product Lead for a great multinational company. About the role: The Consumer Finance Product Lead is a new position focused on developing and managing the Spanish Consumer Finance business. This role is crucial for supporting the company's transformation into a renewables and home infrastructure provider.

The role's primary responsibility is to develop and manage the Spanish Consumer Finance Product range, ensuring products meet consumer needs, align with commercial expectations, and support the company's installation/distribution businesses. This is an exciting opportunity to build a new Consumer Finance business within the Spanish HVAC market, similar to opportunities in the Fintech sector. The role reports to the CFO.

Responsibilities:

1. Develop new consumer finance propositions from inception to launch, collaborating with EMEA Product, Risk, and Tech teams.
2. Manage the complete product lifecycle post-launch, including customer acquisition, in-life management, and portfolio management.
3. Develop proposals for new products and variants, review existing products, and set pricing strategies.
4. Understand key commercial drivers for product pricing.
5. Refine and improve customer experience through journey enhancements for installers and end consumers.
6. Develop and monitor key performance metrics (KPIs, risk appetite, success criteria).
7. Build strong relationships across internal teams and external partners.
8. Promote a customer-first culture, emphasizing customer needs and satisfaction metrics (NPS, CSAT, CES).
9. Ensure compliance with Spanish consumer finance regulations.
10. Monitor market developments in renewables, consumer finance, and Heating as a Service.

Knowledge, Skills & Attributes:

• Experience as a Senior Product Manager within the Spanish market, with Consumer Finance experience, preferably in Point of Sale.
• Experience in developing and pricing consumer finance propositions, including consumer lending contracts.
• Understanding of Spanish consumer finance regulations and compliance standards.
• Fluent in English and Spanish (written and spoken).
• Stakeholder management skills and strategic project support experience.
• Experience working with third-party suppliers and distribution channels.
• Strong analytical and problem-solving skills, proficient in Excel.

What We Offer:

A career opportunity to develop and launch a new Consumer Finance proposition in Spain, with potential for growth and leadership roles. Competitive remuneration package, flexible benefits, and home office options are available.