Associate Product Manager, Payments — Global Impact

Ria Money Transfer; Alcobendas; On-site; EUR 45,000 - 65,000; Full time

Job summary

Ria Money Transfer is seeking an Associate Product Manager in the Payments Product organization to support execution and evolution of global payments strategy. You will work with Product, Engineering, Operations, Finance, Compliance, Fraud, and external partners to manage day‑to‑day activities, resolve blockers, and move initiatives forward.

This role requires strong technical curiosity, analytical skills, and the ability to translate complex payment requirements into actionable plans,

Qualifications

• Experience in product management, business analysis, or a related field.
• Strong interest in payment systems, fintech, and complex transactional products.
• Technical fluency to collaborate with engineers, understand integrations, and work with APIs and data flows.
• Excellent analytical and problem-solving skills with data-driven decision making.

Responsibilities

• Support planning, prioritization, and execution of Payments initiatives across the product roadmap.
• Coordinate with Engineering and cross-functional stakeholders to keep projects on scope, timeline, and outcomes.
• Identify delivery risks, dependencies, and blockers and drive resolution.
• Conduct product discovery, market research, data analysis, and technical investigation to identify needs and improvements.
• Translate requirements into clear specifications, user stories, acceptance criteria, and implementation plans.
• Support integrations with payment service providers, financial institutions, and alternative methods across markets.
• Monitor payment performance, including authorization rates, costs, reliability, and customer experience.
• Investigate production issues, payment failures, and customer pain points with Engineering and Operations.
• Maintain product documentation, roadmaps, updates, decisions, and performance reporting.
• Assist with testing, rollout planning, and post-launch measurement.
• Build relationships with stakeholders and external partners across countries/time zones.
• Contribute to long-term scalability of payment capabilities and operating model.

Skills

Product management

Analytical thinking

Technical collaboration

Stakeholder management

SQL

APIs

Education

Bachelor’s degree in Business/Engineering/CS/Economics/Finance

Tools

SQL

Analytics tools

APIs

Job description

Ria Money Transfer is seeking an Associate Product Manager in the Payments Product organization to support execution and evolution of global payments strategy. You will work with Product, Engineering, Operations, Finance, Compliance, Fraud, and external partners to manage day‑to‑day activities, resolve blockers, and move initiatives forward.

This role requires strong technical curiosity, analytical skills, and the ability to translate complex payment requirements into actionable plans,