Associate Product Manager - Payments

Ria Money Transfer; Alcobendas; Vor Ort; EUR 45.000 - 65.000; Vollzeit

Zusammenfassung

Ria Money Transfer is seeking an Associate Product Manager in the Payments Product organization to support execution and evolution of global payments strategy. You will work with Product, Engineering, Operations, Finance, Compliance, Fraud, and external partners to manage day‑to‑day activities, resolve blockers, and move initiatives forward.

This role requires strong technical curiosity, analytical skills, and the ability to translate complex payment requirements into actionable plans,

Qualifikationen

• Experience in product management, business analysis, or a related field.
• Strong interest in payment systems, fintech, and complex transactional products.
• Technical fluency to collaborate with engineers, understand integrations, and work with APIs and data flows.
• Excellent analytical and problem-solving skills with data-driven decision making.

Aufgaben

• Support planning, prioritization, and execution of Payments initiatives across the product roadmap.
• Coordinate with Engineering and cross-functional stakeholders to keep projects on scope, timeline, and outcomes.
• Identify delivery risks, dependencies, and blockers and drive resolution.
• Conduct product discovery, market research, data analysis, and technical investigation to identify needs and improvements.
• Translate requirements into clear specifications, user stories, acceptance criteria, and implementation plans.
• Support integrations with payment service providers, financial institutions, and alternative methods across markets.
• Monitor payment performance, including authorization rates, costs, reliability, and customer experience.
• Investigate production issues, payment failures, and customer pain points with Engineering and Operations.
• Maintain product documentation, roadmaps, updates, decisions, and performance reporting.
• Assist with testing, rollout planning, and post-launch measurement.
• Build relationships with stakeholders and external partners across countries/time zones.
• Contribute to long-term scalability of payment capabilities and operating model.

Kenntnisse

Product management

Analytical thinking

Technical collaboration

Stakeholder management

SQL

APIs

Ausbildung

Bachelor’s degree in Business/Engineering/CS/Economics/Finance

Tools

SQL

Analytics tools

APIs

Jobbeschreibung

Description

ABOUT THIS ROLE

As an Associate Product Manager in the Payments Product organization, you will support the execution and evolution of Ria’s global payments strategy. You will work closely with Product, Engineering, Operations, Finance, Compliance, Fraud, and external payment partners to manage day‑to‑day activities, keep initiatives moving forward, and help resolve delivery blockers.

This role requires strong technical curiosity and analytical skills. You will conduct product discovery and research, translate complex payment requirements into actionable plans, and contribute to building a scalable, efficient, and reliable global payments operation.

Roles & Responsibilities

• Support the planning, prioritization, and execution of Payments initiatives across the product roadmap.
• Coordinate with Engineering and cross-functional stakeholders to ensure projects progress according to scope, timelines, and expected outcomes.
• Identify delivery risks, dependencies, and blockers, and proactively drive them toward resolution.
• Conduct product discovery, market research, data analysis, and technical investigation to identify customer needs and improvement opportunities.
• Translate business and technical requirements into clear product specifications, user stories, acceptance criteria, and implementation plans.
• Support integrations with payment service providers, financial institutions, and alternative payment methods across multiple markets.
• Monitor payment performance, including authorization rates, transaction costs, reliability, customer experience, and operational efficiency.
• Help investigate production issues, payment failures, and customer pain points in collaboration with Engineering and Operations.
• Maintain product documentation, roadmaps, project updates, decision records, and performance reporting.
• Assist with testing, rollout planning, launch readiness, and post‑launch measurement.
• Build strong working relationships with internal stakeholders and external partners across different countries and time zones.
• Contribute to the continuous improvement and long‑term scalability of Ria’s payment capabilities and operating model.

Position Requirements

• Experience in product management, business analysis, technical program management, payments, fintech, or a related field.
• Strong interest in payment systems, financial technology, and complex transactional products.
• Technical fluency and the ability to collaborate effectively with engineers, understand system integrations, and work with APIs and data flows.
• Strong analytical and problem‑solving skills, with the ability to use data to investigate issues and support product decisions.
• Ability to translate complex business and technical concepts into clear requirements and actionable plans.
• Excellent organizational skills, attention to detail, and ability to manage multiple initiatives simultaneously.
• Proactive ownership mindset, with the ability to identify gaps, follow through on commitments, and operate effectively in a fast‑moving environment.
• Strong communication and stakeholder‑management skills across technical and non‑technical teams.
• Professional proficiency in English; additional languages are valued in our global organization.
• Experience with SQL, analytics tools, payment‑service providers, card processing, bank payments, or alternative payment methods is preferred.
• Experience working with globally distributed teams is preferred.
• Bachelor’s degree in Business, Engineering, Computer Science, Economics, Finance, or a related discipline, or equivalent professional experience.