ALM & Treasury Senior Analyst

Sofinco España; Madrid; Presencial; EUR 40.000 - 65.000; Jornada completa

Descripción de la vacante

A leading financial services firm in Madrid is seeking a Treasury Analyst to oversee financial flows and risk management related to capital and liquidity. The role involves optimizing funding costs, managing bank relations, and ensuring compliance with regulations. Ideal candidates will possess a finance-related university degree, relevant certifications, and at least five years of experience in a similar position, along with strong analytical and interpersonal skills.

Formación

• Degree in Business Administration, Economics, or quantitative discipline.
• 5+ years in balance sheet management.
• Fluent in English; French is a plus.

Responsabilidades

• Manage financial flows, assess risks in interest rates and liquidity.
• Ensure compliance with ALM and Basel III.
• Negotiate funding contracts and manage bank relationships.

Conocimientos

Interpersonal skills

Analytical skills

Critical thinking

Attention to detail

Team spirit

Dynamism

Proactivity

Strong sense of responsibility

Organizational skills

Educación

University degree in Finance

Master´s degree in finance or related field

CFA Certification

FRM Certification

Herramientas

Microsoft Office

VBA

Descripción del empleo

Ensure the management of financial flows. Manage risks in terms of interest rate, banking counterparts, liquidity and solvency. Optimize cost of funding. Diversification of funding sources

Main Functions and Tasks :

• Ensure controls in relation with ALM, funding and solvency in relation with Basel III (LCR, NSFR,…)
• Treasury management. Planning, forecasting, controlling and reporting.
• Assess and monitor risks in terms of interest rate (including derivatives management), liquidity and solvency, and elaborate reportings and forecast to shareholders and to the Bank of Spain
• Identify funding needs and manage funding diversification (securitization, external funding, deposits, swaps, securitization, …)
• Bank Relations Management : Negotiate and manage funding contracts and funded outstanding of the Bank. Manage relationship with banks
• Calculate and update funding rates of various consumer credit products
• Ensure a follow-up of cost of funding
• Support transversal projects impacting ALM, solvency and funding
• Contribution to the monitoring of methodological and regulatory changes.

Requirements :

• University degree in a finance-related area such as Business Administration, Economics or a quantitative discipline, e.g. Math / Statistics / Engineering with master´s degree in finance, financial risk, capital markets or similar will be a plus. CFA,FRM,BTRM,PRM or similar certification completed or at least in process will be an asset.
• Minimum 5 years in balance sheet management similar role or position
• Fluent English (written and spoken)
• French is a plus

Other requirements :

• Microsoft Office (Expert level in Excel), VBA

Skills Profile :

• Excellent interpersonal skills
• High working capability and resistance to stress
• High analytical skills, Critical thinking and detail- oriented
• Team spirit
• Dynamism, proactivity and a strong spirit of initiative
• Strong sense of responsibility, organization, rigor and quality of work
• Ability to work in a changing and moving environment
• IMPRESCINDIBLE ADJUNTAR CV

Treasury Analyst • Madrid, Community of Madrid, Spain