AFC Compliance Controls Associate - Risk & Remediation

N26; Madrid; Presencial; EUR 55.000 - 75.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Premium N26 account subscription for员工

Work from home budget

Fitness & wellness discounts

Language apps subscription

Public transportation discounts

Extra day of annual leave per year of

Relocation visa support

Descripción de la vacante

N26 is seeking an AFC Compliance Controls and Reviews Associate in Madrid to manage and execute the Second Line of Defense control framework. You will conduct rigorous testing, co-develop risk-based control plans, and report systemic risks to senior management.

You will collaborate with stakeholders, adapt testing to local/regulatory needs, and drive remediation of identified vulnerabilities, contributing to a robust AFC program across Europe.

Formación

• Bachelor degree in law, economics or equivalent with strong knowledge of laws, regulations and rules that govern Compliance and Financial Crime Prevention functions in banking institutions at a European and local level; postgraduate compliance training (e.g. Certified Compliance Professional, CIA, CAMS, CFE) of benefit
• At least 3 years experience in External or Internal Audit or Risk Assurance role, with specific expertise in executing monitoring plans and testing control frameworks
• Understanding of local and global AML/CTF regulations, industry best practices, and the current banking regulatory landscape to ensure controls remain relevant
• Technical mastery of assurance methodologies, incl. sampling logic
• Knowledge of how to translate the Risk Assessment into a tactical control plan
• Understanding of banking operations, products, and the interplay between 1st Line and 2nd Line to identify where processes are most likely to fail

Responsabilidades

• Execute the Second Line of Defense control framework on behalf of the GMLRO, conducting testing on a monthly, quarterly, and annual basis to validate the bank's compliance posture
• Evaluate controls through a dual-lens approach, assessing the appropriateness of the control setup and the actual operational performance
• Co-Develop and maintain the local/global AFC Control Plan, ensuring testing activities are derived directly from the Risk Assessment and mapped to specific AML Safeguards, while adapting to local market needs and the regulatory landscape
• Prepare reporting for the AFC Governance Forum highlighting systemic risks and control maturity to senior management
• Proactively identify control shortcomings before they materialize into regulatory breaches, documenting formal observations and tracking stakeholder remediation to closure

Conocimientos

English fluency

German fluency

Stakeholder management

Data analysis

Auditing/testing

Educación

Bachelor's degree in law or economics

Descripción del empleo

N26 is seeking an AFC Compliance Controls and Reviews Associate in Madrid to manage and execute the Second Line of Defense control framework. You will conduct rigorous testing, co-develop risk-based control plans, and report systemic risks to senior management.

You will collaborate with stakeholders, adapt testing to local/regulatory needs, and drive remediation of identified vulnerabilities, contributing to a robust AFC program across Europe.