Team Lead KYB Operations

Solaris; Berlin; On-site; EUR 90,000 - 130,000; Full time

Benefits offered by this job

Home office budget

Learning & development budget of €1000

Monthly meal allowance

Opportunity to work abroad up to 12 wk

Competitive salary and variable pay

Job summary

Solaris is hiring a senior KYB lead to guide a team through EU AML/CFT obligations, oversee onboarding reviews, and drive automation and data‑driven improvements. You will manage workflow, track KPIs, and ensure high-quality risk assessments with regulatory rigor.

The role requires deep KYC/AML expertise, strong leadership, and fluency in German and English. Expect collaboration with cross‑functional teams, ambitious growth, and opportunities to work on AI‑assisted risk workflows.

Qualifications

• Bachelor's or Master's degree in Finance, Business Administration, Law, or a related field; advanced degree or professional certification preferred.
• Significant experience, at least 7 years in KYC compliance, AML investigations, or financial services with leadership experience.
• Demonstrated experience managing regulatory change within EU AML/CFT frameworks.
• In-depth knowledge of GwG, KYC/AML, AMLA, FATF, GDPR, and related regulatory standards.
• Familiarity with RegTech platforms, KYC automation tools, and case management platforms.
• Knowledge of data analytics and BI tools (SQL, Snowflake, Tableau) for performance monitoring.
• Understanding of AI/ML-based risk scoring and digital identity verification.
• Strong leadership, stakeholder management, and change management skills.
• Fluency in German and English is required.

Responsibilities

• Lead and supervise a KYB analytics team, ensuring quality, efficiency, and regulatory compliance.
• Manage day-to-day KYB operations including workload distribution and issue resolution.
• Monitor performance metrics and KPIs; implement data-driven efficiency improvements.
• Oversee end-to-end KYB due diligence for onboarding and ongoing reviews under CDD/EDD requirements.
• Drive adoption of KYB automation solutions to reduce manual work and upgrade analytics.
• Maintain audit trails and regulatory reporting systems for internal and external examinations.
• Coordinate responses to audits and regulatory inquiries with thorough documentation.
• Foster teamwork, innovation, and RegTech literacy across the team.

Skills

KYB compliance

AML investigations

Team leadership

Regulatory management

Stakeholder management

Data analytics

SQL

Snowflake

Tableau

AI/ML risk scoring

Education

Bachelor's/Master's in Finance, Business, Law or related field

CAMS/CFE/ICA certification preferred

Tools

SQL

Snowflake

Tableau

Job description

Solaris is Europe’s leading embedded finance platform, pioneering Banking-as-a-Service to bridge the gap between financial technology and licensed banking. Founded in 2016 and headquartered in Berlin, Solaris enables fintechs, digital ecosystems, and multinationals to embed accounts, cards, lending, and payments directly into their own products, creating seamless financial experiences for their users. As a fully licensed German bank, Solaris combines the highest standards of IT security and regulatory resilience with a modular, highly scalable infrastructure.

Today, Solaris is driving the next evolution of financial services by transitioning into an AI-native banking platform, ensuring European businesses can deploy secure, adaptable financial products at scale.

Why join Solaris?

• 🚀 We are fundamentally redesigning banking processes around AI orchestration, standardized modular building blocks, and embedded regulatory compliance.
• 🎯 We combine tech and banking in dedicated hubs - driving the technology infrastructure out of Berlin and banking operations out of Frankfurt.
• 💡 Through our internal mobility, growth opportunities, and the Solaris Academy, we offer continuous learning tracks, AI ambassador mentorship, and upskilling to keep your skills ahead of the curve.
• ⚖️ We foster a workplace rooted in integrity, proactive risk management, and equality actively driving initiatives like DEI initiatives.

Your Role

• Lead and supervise a team of KYB analysts, providing guidance, coaching, and mentorship to ensure high performance, adherence to quality standards, and compliance with the EU Anti-Money Laundering Regulation.
• Manage day-to-day operations of the KYB team, including workload distribution, task prioritisation, and resolution of operational issues, leveraging workflow automation tools and solutions to maximise efficiency.
• Monitor team performance and productivity metrics (min. 86% pass rate), track KPIs aligned with both internal targets and supervisory expectations, and implement data-driven strategies to improve efficiency and effectiveness.
• Oversee the end-to-end KYB due diligence process for new client onboarding and existing client reviews, ensuring timely completion and accuracy of KYB documentation and risk assessments in accordance with the CDD and EDD requirements for DiBa, Card and Liquidity business customers.
• Drive the adoption and optimisation of technical solutions for KYB automation to reduce manual effort to implement and upgrade technical solutions and advanced analytics into KYB workflows to reduce manual work.
• Oversee the implementation and maintenance of audit trail and regulatory reporting systems to ensure full traceability of KYB decisions, supporting both internal audit requirements and external supervisory examinations.
• Support and coordinate responses to internal and external audits, regulatory examinations, and supervisory inquiries by maintaining comprehensive documentation, audit trails, and operational readiness.
• Foster a culture of teamwork, collaboration, innovation, and continuous improvement within the KYC operations team, promoting technical upskilling and RegTech literacy across all team members.

We'd love to see

Depending on your level of experience, your responsibilities and scope of role will range. We don’t care much about fancy titles, but rather about real personal and professional development, as laid out in ourlearning framework. Let’s figure together out how you can contribute to our team.

• Bachelor's or Master's degree in Finance, Business Administration, Law, or a related field; advanced degree or professional certification (e.g., CAMS, CFE, ICA) is preferred.
• Significant experience, at least 7 years in KYC compliance, AML investigations, or financial services with a proven track record of team leadership and strategic management.
• Demonstrated experience managing regulatory change implementation and working within EU AML/CFT frameworks.
• In-depth knowledge of regulatory requirements, industry standards, and best practices related to GwG, KYC/AML compliance, including AMLR (2024/1624), 6AMLD (2024/1640), AMLA supervisory framework, FATF Recommendations, FATCA, and GDPR.
• Familiarity with RegTech platforms and KYC automation tools, including automated screening systems, case management platforms, and perpetual KYC/KYB solutions.
• Knowledge in data analytics and business intelligence tools (e.g., SQL, Snowflake, Tableau or similar) for performance monitoring and regulatory reporting.
• Understanding of emerging technologies applicable to KYC, including AI/ML-based risk scoring, PEP/Sanction/Adverse media screening, and digital identity verification.
• Strong leadership and people management skills, with the ability to inspire and motivate teams, drive change, and foster a culture of excellence and continuous improvement.
• Proven change management capabilities, with experience leading teams through regulatory transitions and technology adoption.
• Strong stakeholder management skills for cross-functional regulatory implementation.
• Fluency in German and English is required.
• Excellent analytical and problem-solving abilities, with the capacity to assess complex issues, develop innovative solutions, and make informed decisions.
• Communication Skills, Teamwork and Collaboration, Problem-Solving and Critical Thinking, Adaptability and Flexibility, Time Management, Emotional Intelligence, Leadership Skills, Change Management, Digital Literacy and Technology Adoption Mindset.
• Comfortable working with AI tools, thinking critically about AI outputs, and contributing to a culture of responsible AI use. We expect you to demonstrate comfort with AI-assisted workflows and a willingness to continuously develop their AI capabilities as the technology evolves.
• Home office budget.
• Learning & development budget of €1000 per year and a transparent growth framework to support your career goals.
• Competitive salary and a variable remuneration program.
• Monthly meal allowance.
• 28 vacation days, increasing by 2 days after 2 years and 3 days after 3 years with Solaris.
• Opportunity towork abroad for up to 12 weeks per year.

While job ads usually paint an ideal picture of a candidate, studies show that most applicants meet an average of 60% of the criteria. Unfortunately, many promising candidates tend to apply only if they meet all the criteria. So if you think you have what it takes, but don't necessarily meet every single item in the job description, please contact us anyway. We'd love to talk with you and find out if you might be a good fit for us.

At Solaris, we are committed to nurturing an inclusive environment, where all Solarians feel valued, respected and supported. We are dedicated to building a diverse workforce that reflects the diversity of our communities. We are committed to equal employment opportunity regardless of color, ethnicity, religion, sex, origin, disability, marital status, citizenship, or gender identity. We are proud to be an equal opportunity workplace. If you have a disability or special need that requires accommodation, please let us know.

If your application is successful, you will be required to complete pre-employment background checks through our screening provider Zinc. These include, but not limited to identity verification, educational records, references, a criminal record check, etc. The processing is based on Art. 6(1)(c) GDPR. Please see below Privacy Information for Job Applicants for details, including recipients, retention, and your rights.

The annual gross salary range for this position is:

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