Team Lead KYB Operations

Solaris SE; Berlin; On-site; EUR 65,000 - 75,000; Full time

Benefits offered by this job

Home office budget

Learning budget

Meal allowance

Public transport subsidy

Vacation days

Work abroad opportunity

Job summary

Solaris SE, Berlin, is seeking a KYB/KYC Lead to guide a team of analysts handling regulatory compliance across EU AML/CFT requirements. You will drive automation, data analytics, and audit readiness for onboarding and ongoing reviews.

The role requires 7+ years in KYC/AML with leadership, fluency in German and English, and experience with RegTech and BI tools like SQL, Snowflake, and Tableau. Join a bank-like embedded finance pioneer with strong growth and learning opportunities.

Qualifications

• Bachelor’s or Master’s degree in Finance, Business Administration, Law, or a related field; advanced degree or professional certification preferred.
• Significant experience, at least 7 years in KYC compliance, AML investigations, or financial services with leadership.
• Experience implementing regulatory changes within EU AML/CFT frameworks.
• Strong knowledge of GwG, KYC/AML, AMLA, FATF, GDPR.
• Familiarity with RegTech platforms and KYC automation tools.
• Data analytics and BI tools (SQL, Snowflake, Tableau) for performance monitoring.
• Understanding of AI/ML-based risk scoring and digital identity verification.
• Leadership and stakeholder management across cross-functional teams.

Responsibilities

• Lead and supervise KYB analysts to ensure high performance and compliant operations.
• Manage day-to-day KYB team operations, workload, and issue resolution with automation tools.
• Monitor metrics (pass rate, KPIs) and drive data-backed efficiency improvements.
• Oversee end-to-end KYB due diligence for onboarding and reviews per regulatory requirements.
• Drive adoption of KYB automation and analytics to reduce manual work.
• Maintain audit trails and regulatory reporting systems for traceability.
• Support audits and regulatory examinations with thorough documentation.
• Foster teamwork, innovation, and RegTech literacy within the KYC operations team.

Skills

KYC compliance

AML investigations

RegTech platforms

Data analytics

SQL

Snowflake

Tableau

German language

English language

Leadership

Education

Bachelor's/Master's in Finance/Law/related

CAMS

CFE

ICA

Tools

Tableau

Snowflake

SQL

Job description

Solaris is Europe’s leading embedded finance platform, pioneering Banking-as-a-Service to bridge the gap between financial technology and licensed banking. Founded in 2016 and headquartered in Berlin, Solaris enables fintechs, digital ecosystems, and multinationals to embed accounts, cards, lending, and payments directly into their own products, creating seamless financial experiences for their users. As a fully licensed German bank, Solaris combines the highest standards of IT security and regulatory resilience with a modular, highly scalable infrastructure. Today, Solaris is driving the next evolution of financial services by transitioning into an AI-native banking platform, ensuring European businesses can deploy secure, adaptable financial products at scale.

Why join Solaris?

• We are fundamentally redesigning banking processes around AI orchestration, standardized modular building blocks, and embedded regulatory compliance.
• We combine tech and banking in dedicated hubs - driving the technology infrastructure out of Berlin and banking operations out of Frankfurt.
• Through our internal mobility, growth opportunities, and the Solaris Academy, we offer continuous learning tracks, AI ambassador mentorship, and upskilling to keep your skills ahead of the curve.
• We foster a workplace rooted in integrity, proactive risk management, and equality actively driving initiatives like DEI initiatives.

Your Role

• Lead and supervise a team of KYB analysts, providing guidance, coaching, and mentorship to ensure high performance, adherence to quality standards, and compliance with the EU Anti-Money Laundering Regulation.
• Manage day-to-day operations of the KYB team, including workload distribution, task prioritisation, and resolution of operational issues, leveraging workflow automation tools and solutions to maximise efficiency.
• Monitor team performance and productivity metrics (min. 86% pass rate), track KPIs aligned with both internal targets and supervisory expectations, and implement data-driven strategies to improve efficiency and effectiveness.
• Oversee the end-to-end KYB due diligence process for new client onboarding and existing client reviews, ensuring timely completion and accuracy of KYB documentation and risk assessments in accordance with the CDD and EDD requirements for DiBa, Card and Liquidity business customers.
• Drive the adoption and optimisation of technical solutions for KYB automation to reduce manual effort to implement and upgrade technical solutions and advanced analytics into KYB workflows to reduce manual work.
• Oversee the implementation and maintenance of audit trail and regulatory reporting systems to ensure full traceability of KYB decisions, supporting both internal audit requirements and external supervisory examinations.
• Support and coordinate responses to internal and external audits, regulatory examinations, and supervisory inquiries by maintaining comprehensive documentation, audit trails, and operational readiness.
• Foster a culture of teamwork, collaboration, innovation, and continuous improvement within the KYC operations team, promoting technical upskilling and RegTech literacy across all team members.

We’d love to see

• Bachelor’s or Master’s degree in Finance, Business Administration, Law, or a related field; advanced degree or professional certification (e.g., CAMS, CFE, ICA) is preferred.
• Significant experience, at least 7 years in KYC compliance, AML investigations, or financial services with a proven track record of team leadership and strategic management.
• Demonstrated experience managing regulatory change implementation and working within EU AML/CFT frameworks.
• In-depth knowledge of regulatory requirements, industry standards, and best practices related to GwG, KYC/AML compliance, including AMLR (2024/1624), 6AMLD (2024/1640), AMLA supervisory framework, FATF Recommendations, FATCA, and GDPR.
• Familiarity with RegTech platforms and KYC automation tools, including automated screening systems, case management platforms, and perpetual KYC/KYB solutions.
• Knowledge in data analytics and business intelligence tools (e.g., SQL, Snowflake, Tableau or similar) for performance monitoring and regulatory reporting.
• Understanding of emerging technologies applicable to KYC, including AI/ML-based risk scoring, PEP/Sanction/Adverse media screening, and digital identity verification.
• Strong leadership and people management skills, with the ability to inspire and motivate teams, drive change, and foster a culture of excellence and continuous improvement.
• Proven change management capabilities, with experience leading teams through regulatory transitions and technology adoption.
• Strong stakeholder management skills for cross-functional regulatory implementation.
• Fluency in German and English is required.
• Excellent analytical and problem-solving abilities, with the capacity to assess complex issues, develop innovative solutions, and make informed decisions.
• Communication Skills, Teamwork and Collaboration, Problem-Solving and Critical Thinking, Adaptability and Flexibility, Time Management, Emotional Intelligence, Leadership Skills, Change Management, Digital Literacy and Technology Adoption Mindset.
• Comfortable working with AI tools, thinking critically about AI outputs, and contributing to a culture of responsible AI use. We expect you to demonstrate comfort with AI-assisted workflows and a willingness to continuously develop their AI capabilities as the technology evolves.

Benefits

• Home office budget.
• Learning & development budget of €1000 per year and a transparent growth framework to support your career goals.
• Competitive salary and a variable remuneration program.
• Monthly meal allowance.
• Deutschland ticket subsidy.
• 28 vacation days, increasing by 2 days after 2 years and 3 days after 3 years with Solaris.
• Opportunity to work abroad for up to 12 weeks per year.

While job ads usually paint an ideal picture of a candidate, studies show that most applicants meet an average of 60% of the criteria. Unfortunately, many promising candidates tend to apply only if they meet all the criteria. So if you think you have what it takes, but don’t necessarily meet every single item in the job description, please contact us anyway. We’d love to talk with you and find out if you might be a good fit for us.

At Solaris, we are committed to nurturing an inclusive environment, where all Solarians feel valued, respected and supported. We are dedicated to building a diverse workforce that reflects the diversity of our communities. We are committed to equal employment opportunity regardless of color, ethnicity, religion, sex, origin, disability, marital status, citizenship, or gender identity. We are proud to be an equal opportunity workplace. If you have a disability or special need that requires accommodation, please let us know.

If your application is successful, you will be required to complete pre-employment background checks through our screening provider Zinc. These include, but not limited to identity verification, educational records, references, a criminal record check, etc. The processing is based on Art. 6(1)(c) GDPR. Please see below Privacy Information for Job Applicants for details, including recipients, retention, and your rights.

Information on data processing:

• DE: https://www.solarisgroup.com/gdpr_notice_de
• EN: https://www.solarisgroup.com/gdpr_notice_en

The annual gross salary range for this position is: €65.000 - €75.000 EUR