Senior Payments Manager

Raisin; Berlin; Vor Ort; EUR 70.000 - 110.000; Vollzeit

Benefits dieser Stelle

Visa & Relocation Support

1,700 EUR Training Budget

Free Choice of Hardware

Beginner German Classes

Food & Drinks

Flexible working hours, home office

28 vacation days

Company Pension Scheme

Team Events

Subsidised Urban Sports Club

Zusammenfassung

Raisin Bank seeks an experienced Payments Operations professional to lead end-to-end payment projects across Europe, coordinating with Product and Engineering to automate processes. You will work hands-on with TARGET, SWIFT, SEPA, and SEPA Instant, while developing test concepts and conducting UAT for payment changes.

The role requires 5+ years in payments/ops, a strong track record in process optimization, incident management, and fluent English with German at B2 level.

Qualifikationen

• 5+ years of experience in payments, operations, business analysis, or project management.
• Proven track record in process optimization and stakeholder management.
• Professional English and German (>= B2) skills.

Aufgaben

• Lead and own payment-related projects from discovery to delivery with Product and Engineering teams.
• Work hands-on with core payment systems and schemes (TARGET, SWIFT, SEPA, SEPA Instant).
• Develop test concepts and conduct UAT for payment changes.
• Monitor payment incidents and perform root-cause analysis and remediation.
• Communicate regulatory and system changes to stakeholders and represent Payments Operations in groups.

Kenntnisse

Payments knowledge

Operations experience

Business analysis

Project management

Stakeholder management

Incident management

Data analytics

German language

English language

Ausbildung

Bachelor's or Master's in business/engineering/finance/economics

Tools

SQL

Looker

Jobbeschreibung

• The Payments team at Raisin Bank ensures the secure, compliant, and efficient execution of all money movements across Europe. As part of a fully licensed bank, the team manages the end-to-end payment lifecycle, from customer transactions to partner settlements, supporting Raisin’s retail platform and B2B Banking-as-a-Service offerings
• By combining experienced payments experts with ambitious professionals, the team drives operational excellence while working closely with Product and Engineering to automate and continuously improve payment processes
• Lead and own payment-related projects independently, including discovery, implementation, and coordination with Product and Engineering teams
• Work hands on with core payment systems and schemes, including TARGET, SWIFT, SEPA, and SEPA Instant
• Develop test concepts and execute user acceptance testing (UAT) for payment-related changes and initiatives
• Monitor, investigate payment incidents, ensuring timely root‑cause analysis and remediation
• Conduct technical and regulatory research and monitoring on e.g., SWIFT, Bundesbank, EPC and communicate relevant changes and impacts to internal stakeholders
• Represent the scope of Payment Operations in internal and external working groups, technical showcases, and annual industry tests (e.g., Bundesbank, SWIFT)
• Act as a subject matter expert for special services (e.g., SWIFT or Bundesbank), including maintaining and owning Payments‑related Confluence documentation
• Drive continuous process optimization and automation (e.g., reporting, ticket creation) to improve operational efficiency and scalability

Benefits

• Visa & Relocation Support
• 1,700 EUR Training Budget
• Free Choice of Hardware
• Beginner German Classes
• Food & Drinks
• Flexible working hours, home office and 28 vacation days
• Company Pension Scheme
• Team Events
• Subsidised Urban Sports Club Membership

5+ years of experience in payments, operations, business analysis, or project management, ideally within fintech, banking, or a fast‑paced technology environmentProven track record in process optimization, project delivery, and stakeholder managementStructured, solution‑oriented approach to incident management and process improvementProfessional English speaking skills and at least B2 German speaking skillsDeep understanding of European payment infrastructures and schemesStrong hands‑on experience with SQL and data analytics tools (e.g., Looker)Bachelor’s or Master’s degree in Business Administration, Engineering, Finance, Economics, or a related fieldIf you’re excited about this role but don’t meet every requirement, we still encourage you to apply