Senior AFC Compliance Officer

Meyandy LLC; Berlin; Vor Ort; EUR 110.000 - 150.000; Vollzeit

Zusammenfassung

Bitpanda is seeking a Senior AFC Compliance Officer for Germany to build and run a robust AML/CFT and sanctions compliance program. You will act as the key senior AML control owner in Germany, ensuring compliance with local and European requirements and internal standards.

As the lead AML authority, you will coordinate with Product, Engineering, Data and Legal teams to implement scalable, automated controls and report to internal and external stakeholders, including BaFin and FIU, while guiding

Qualifikationen

• Senior compliance professional with proven AML leadership experience in fintech or crypto.
• Deep knowledge of GwG, BaFin, FIU reporting, MiCAR, and sanctions controls.
• Strong ability to translate complex regulations into scalable processes.

Aufgaben

• Serve as the appointed AMLO/Deputy AMLO for Germany and lead AML controls.
• Ensure compliance with GwG, BaFin, FIU rules and EU Travel Rule.
• Oversee second-level AML controls, risk reviews, EDD and sanctions escalations.
• Collaborate with Product, Engineering, Data and Legal to drive data-led improvements.
• Prepare and manage audits, inspections, and regulatory interactions.

Kenntnisse

AML leadership

Regulatory compliance

Crypto risk management

Stakeholder management

Jobbeschreibung

Who we are

We simplify wealth creation. Founded in 2014 in Vienna, Austria by Eric Demuth, Paul Klanschek and Christian Trummer, we’re here to help people trust themselves enough to build their financial freedom — for now and the future. Our user-friendly, trade-everything platform empowers both first-time investors and seasoned experts to invest in the cryptocurrencies, crypto indices, stocks*, precious metals and commodities* they want — with any sized budget, 24/7. Our global team works across different cultures and time zones, bringing our products to more than 7 million customers, making us one of Europe’s safest and most secure platforms that powers modern investing.

Headquartered in Austria but operating across Europe, our products are built by fast-moving, talented, “roll-up-your-sleeves-and-make-it-happen” kind of people. It’s these diverse perspectives and innovative minds operating as ONE TEAM that keep Bitpanda at the cutting edge of our industry. So if you’re someone who thinks big, moves fast and wants to make an impact right from day one, then get ready to join our industry-changing team. Let’s go!

Your mission

As Senior AFC Compliance Officer for Bitpanda’s activities in Germany, you will be responsible for building and running a robust, effective and scalable AML/CFT and sanctions compliance framework. You will act as the key senior AML control owner in Germany, ensuring compliance with the German Money Laundering Act, BaFin expectations, FIU requirements, applicable EU AML/CFT rules, the Transfer of Funds Regulation / Travel Rule, and Bitpanda Group standards.

What You’ll Do

• Local Control Ownership: Serve as the appointed AMLO or Deputy AMLO and senior AML control owner for Bitpanda in Germany, establishing and managing a scalable AML/CFT and sanctions framework.
• Regulatory Compliance: Ensure full alignment with local and regional standards, including the German Money Laundering Act (GwG), BaFin expectations, FIU requirements, MiCAR, and the EU Transfer of Funds Regulation / Travel Rule.
• Risk & Controls Oversight: Own the second-level AML control framework, from control design, effectiveness testing, and remediation to supervising high-risk customer reviews, EDD assessments, and sanctions escalations.
• Automation & Data Integration: Partner closely with Product, Engineering, Data, and Legal teams to drive data-led, automated improvements across case management, monitoring, and compliance workflows.
• Reporting & Regulatory Liaison: Lead internal and external audits, manage regulatory inspections, and handle regular reporting and interactions with BaFin, the FIU, local senior management, and Group AFC functions.

Who You Are

• Experienced AML Leader: A seasoned compliance professional with a proven track record as a Geldwäschebeauftragter, MLRO, or Deputy MLRO within fintech, crypto, payments, or broader financial services.
• Regulatory Domain Expert: Deeply knowledgeable in the German GwG, BaFin expectations, FIU reporting, MiCAR, sanctions compliance, and the Travel Rule for crypto assets.
• Crypto-Native Risk Specialist: Adept at identifying and mitigating specific crypto risks, including blockchain analytics, self-hosted wallets, mixers, chain-hopping, scams, and sanctions evasion.
• Process & Stakeholder Partner: Highly skilled at translating complex legal requirements into scalable, practical processes while confidently collaborating with senior executives, regulators, auditors, and cross-functional teams.