Associate AML Operations

Framework Ventures; Berlin; Vor Ort; EUR 55.000 - 75.000; Vollzeit

Benefits dieser Stelle

Hybrid working model

25 days per year of flexible time off

Stock option plan

OpenUP mental wellbeing resources

Udemy courses access

Location-specific perks

Zusammenfassung

Bitpanda is seeking an AML Operations Associate to actively mitigate money laundering and terrorist financing risks while ensuring compliance with applicable regulations in the crypto space. The role emphasizes a customer-oriented mindset and strong problem-solving abilities.

You will onboard retail clients, coordinate with ID&V providers, and conduct PoF/PoW reviews, maintaining high standards of regulatory adherence and risk management.

Qualifikationen

• University degree in Economics, Finance, or Law.
• Strong analytical and problem-solving skills.
• Demonstrated interest in AML regulation and related directives.

Aufgaben

• Onboard retail clients in compliance with European AML requirements and coordinate with ID&V providers.
• Remediate detected issues and prepare internal reports.
• Perform day-to-day reviews for Source of Funds (SoF) and Source of Wealth (SoW), focusing on fiat transactions and low-risk customers.
• Monitor customers’ financial activities and identify potential red flags; request additional documents as needed.
• Conduct regular transaction monitoring to determine if follow-up PoF/PoW is required, balancing regulatory requirements with customer experience.

Kenntnisse

Analytical skills

Problem-solving

AML regulation knowledge

Ausbildung

University degree in Economics/Finance/Law

Jobbeschreibung

Who we are We simplify wealth creation. Founded in 2014 in Vienna, Austria by Eric Demuth, Paul Klanschek and Christian Trummer, we’re here to help people trust themselves enough to build their financial freedom — for now and the future. Our user-friendly, trade-everything platform empowers both first-time investors and seasoned experts to invest in the cryptocurrencies, crypto indices, stocks, precious metals and commodities they want — with any sized budget, 24/7. Our global team works across different cultures and time zones, bringing our products to more than 6 million customers, making us one of Europe’s safest and most secure platforms that powers modern investing. Headquartered in Austria but operating across Europe, our products are built by fast-moving, talented, "roll-up-your-sleeves-and-make-it-happen" kind of people. It’s these diverse perspectives and innovative minds operating as ONE TEAM that keep Bitpanda at the cutting edge of our industry. So if you’re someone who thinks big, moves fast and wants to make an impact right from day one, then get ready to join our industry-changing team. Let’s go!

Your mission:

As an AML Operations Associate at Bitpanda, your mission is to actively contribute to the mitigation of money laundering and terrorist financing risks. You will ensure compliance with applicable regulations in the anti-financial crime field, demonstrating a strong commitment to preventing financial crimes perpetrated within the cryptocurrency environment. You possess a robust problem-solving and customer-oriented mindset.

What you’ll do:

Onboard retail clients in accordance with European and British AML regulatory requirements. This includes providing constructive feedback to external Identity & Verification (ID&V) providers, remediating detected issues, and preparing comprehensive internal reports. Perform day-to-day reviews for Source of Funds (SoF) and/or Source of Wealth (SoW), primarily focusing on fiat transactions and low-risk customers. You will diligently oversee customers’ financial activities and identify any potential red flags on users’ accounts. Analyze retail users’ financial data and their provided explanations. You will directly interact with customers to request any necessary additional documents. Conduct regular transaction monitoring reviews to assess if a follow-up PoF/PoW is required, always balancing the overall customer experience with strict adherence to regulatory requirements.

Who you are:

Education: University degree in Economics, Finance, or Law. Skills: Proven analytical and problem-solving skills. Knowledge: Demonstrated interest in AML regulation (e.g., the AML Directives, the FM-GwG, the ESAs AML/CFT Guidelines) with a comprehensive understanding of different financial crime patterns and the broader AML/CFT landscape. Industry Interest: A keen interest in the rapidly evolving cryptocurrency industry.

What’s in it for you

Please Note: This is a morning shift position (from 7:30 AM to 16:00 PM) from Sunday to Thursday.

• Flexibility to work where you thrive - Enjoy the freedom of our Hybrid working model, combining onsite collaboration and remote work, with an additional 25 days per year to work from a city or country of your choice.
• Reward for your impact - Receive a competitive total compensation package aligned with Bitpanda’s pay-for-impact policy, including participation in our stock option plan.
• Support for your mental wellbeing - Access confidential coaching, counselling, and mental health resources whenever you need them through OpenUP.
• Time to recharge - Take extra time off to rest, reset, and recharge, with 3 additional days off in 2026 to prioritise your wellbeing.
• Continuous learning and growth - Grow your skills and stay ahead in your career with unlimited access to Udemy’s library of online courses at your own pace.
• Exclusive perks and rewards - Enjoy discounts, rewards, and perks from partners worldwide across life>…and even more location-specific benefits designed to make life at Bitpanda even more rewarding wherever you are.

* These benefits may be adjusted at Bitpanda’s discretion and do not apply to our internships and exceptions to our Hybrid Working policy apply to teams with shift schedules or for folks whose roles require them to be in-office (think: Workplaces team or IT).

Bitpanda is committed to fostering a fair and equal environment based on trust and mutual respect. We believe that a diverse and inclusive workplace is paramount to our success and we are committed to building a team that represents a wide variety of backgrounds, perspectives, and skills.