Risk Manager/in (m/f/d)

AllUnity GmbH; Frankfurt; On-site; EUR 90,000 - 120,000; Full time

Benefits offered by this job

Competitive Compensation

EURAU Allowance

30 Days Vacation

Learning Budget

Team Retreats

Job summary

AllUnity is seeking a Risk Specialist with hands-on experience in structured risk management within a regulated financial services environment and a strong interest or exposure to blockchain-based products. The role focuses on risk framework development, new product and change assessments, and technology-related risk analysis in a digital asset context.

You will act as a key contributor to the Institute’s second-line risk function, supporting the evaluation of new blockchain integrations,

Qualifications

• 4–6 years of risk management experience in regulated financial services.
• Experience in risk assessments, control evaluations and governance processes.
• Experience supporting new product approvals or material change assessments is a strong advantage.
• Proficiency in German and English; German required.

Responsibilities

• Core Risk Management & Governance: Conduct inherent and residual risk assessments, maintain risk inventory, assess control design and effectiveness, monitor KRIs and risk appetite thresholds, support recovery indicators governance.
• New Product & Process Risk: Perform end-to-end risk assessments for new blockchain integrations, assess impact on processes and governance, evaluate smart contract-related risk, identify outsourcing and concentration risks.
• Technology, ICT & Outsourcing Risk: Align ICT and outsourcing risk with MiCA and DORA, evaluate third-party providers, assess resilience and exit strategies, contribute to operational resilience testing.
• Digital Asset Risk Structuring: Translate technical setups into risk documentation, identify risk drivers, propose mitigations, support stress scenarios.

Skills

Analytical thinking

Structured thinking

Documentation skills

German-English proficiency

Job description

Location

Frankfurt am Main

About Us

About AllUnity

AllUnity is a regulated e-money institute building Europe’s digital payments infrastructure for instant cross-border payments, digital asset markets, and seamless liquidity flows. Established by DWS, Flow Traders, and Galaxy, AllUnity delivers fully backed, MiCAR-compliant stablecoins (EURAU, CHFAU and SEKAU) that provide regulatory certainty and robust reserve backing for secure, frictionless capital movement across markets.

About the Role

We are looking for a Risk Specialist with experience in structured risk management within a regulated financial services environment and a strong interest or exposure to blockchain-based products. The role focuses on risk framework development, new product and change assessments, and technology-related risk analysis in a digital asset context.

You will act as a key contributor to the Institute’s second-line risk function, supporting the evaluation of new blockchain integrations, product developments and outsourcing arrangements under MiCA and DORA. The role combines traditional operational risk management with digital asset specific risk considerations.

You will manage defined risk workstreams, particularly in the assessment of new blockchain integrations and product developments.

Key Responsibilities

1. Core Risk Management & Governance

• Conduct inherent and residual risk assessments in line with the Institute’s risk methodology
• Maintain and enhance the risk inventory, including control mapping and documentation standards
• Assess control design and effectiveness across operational and technology-related processes
• Monitor KRIs and risk appetite thresholds, including follow-up and escalation where required
• Support tracking and monitoring of recovery indicators and related governance processes
• Contribute to material change assessments and structured risk papers for management

2. New Product & Process Risk (NPP)

• Perform end-to-end risk assessments for new blockchain integrations (e.g., L1/L2 chains, bridge solutions)
• Assess impact on existing operational processes, governance structures and control frameworks
• Evaluate smart contract-related risk exposure at a conceptual level (e.g., mint/burn controls, upgradeability, governance mechanisms)
• Identify operational, ICT, outsourcing and concentration risks arising from new initiatives
• Support the preparation of clear, decision-ready risk assessments for internal approval committees

3. Technology, ICT & Outsourcing Risk (MiCA / DORA)

• Support alignment of ICT and outsourcing risk management with MiCA and DORA requirements
• Evaluate third-party providers (e.g., custody, bridge, oracle and technology providers) from a risk and criticality perspective
• Assess resilience, dependency, concentration and exit strategy considerations
• Contribute to operational resilience testing and scenario development
• Ensure technology and outsourcing risks are consistently reflected in the overall risk profile

4. Digital Asset Risk Structuring

• Translate technical setups into structured, risk-relevant documentation
• Identify key risk drivers such as governance risk, third-party dependency and single points of failure
• Challenge control design constructively and propose practical mitigation measures
• Support stress scenario development (e.g., bridge exploit, de-pegging, chain halt)

Key Requirements

Experience

• 4 - 6 years of professional experience in Risk Management, Operational Risk, Internal Audit or Risk Advisory
• Experience in a regulated financial services environment (e.g., bank, EMI, fintech or comparable institution)
• Practical exposure to risk assessments, control evaluations and governance processes
• Experience supporting new product approvals or material change assessments is a strong advantage

Technical & Regulatory Knowledge

• Solid understanding of risk assessment methodologies (inherent/residual risk, control effectiveness, risk appetite frameworks)
• Familiarity with blockchain fundamentals (e.g., token issuance, smart contracts, L1/L2 chains, bridge concepts)
• Understanding of operational and technology risk in digital asset environments
• Knowledge of MiCA and/or DORA requirements is strongly preferred
• Awareness of outsourcing and third-party risk principles in regulated institutions

Skills & Working Style

• Strong analytical and structured thinking
• Excellent documentation and drafting skills in German & English
• Proficiency in German is required
• Ability to translate technical and regulatory topics into clear risk documentation
• Independent and solution-oriented working style
• Confidence to challenge constructively while collaborating across functions
• High attention to detail and ownership mindset

Why You Should Apply

In this role, you will not only monitor risk, you will actively contribute to the development and refinement of the risk framework of a BaFin regulated euro stablecoin institution operating under MiCA and DORA.
You will gain hands-on experience at the intersection of traditional financial risk management and blockchain-based infrastructure, working closely with senior leadership in a highly regulated environment.
This role offers meaningful ownership, regulatory depth and exposure to one of Europe’s most innovative digital financial initiatives.

Benefits

• Competitive Compensation
• 45 EURAU Monthly Employee Allowance
• 30 Days Paid Vacation
• Learning & Development Budget
• Transparent Culture, Open Communication and a driven, collaborative team committed to innovation, professionalism, and excellence.
• Regular Team Retreats & Offsites
• Welcome Packages & Company Swag