Remote Benefits Representative | Work From Home | Entry-Level

Embedded Shishya; Deutschland; Remote; EUR 24.000 - 31.000; Vollzeit

Benefits dieser Stelle

Weekly commissions

Performance bonuses

Renewal income opportunities

No cold calling

Remote work

Training & mentorship

Zusammenfassung

AO – American Income Division of Globe Life is hiring Remote Insurance Benefits Representatives to work from home in a fully remote US role. Entry-level welcome; training, mentorship, and licensing guidance provided, with scheduled Zoom and phone consultations to discuss life, accident, and supplemental health benefits.

You’ll build client relationships, educate on benefits, guide applications, and deliver personalized coverage recommendations.

Qualifikationen

• Entry-level welcome; training, mentorship, and licensing guidance provided.
• Strong communication and interpersonal skills are required.
• Comfort meeting with clients virtually and using Zoom/phone.

Aufgaben

• Conduct scheduled virtual consultations via Zoom and phone with clients.
• Explain life, accident, and supplemental health insurance options.
• Identify client needs and provide needs-based coverage recommendations.
• Guide clients through applications and enrollment processes.
• Review existing coverage and discuss updates when needed.
• Build long-term client relationships through reviews and follow-ups.

Kenntnisse

Excellent verbal and written comms

Self-motivation

Time management

Customer service

Jobbeschreibung

Remote Benefits Representative | Work From Home | Entry-Level

Company: AO – American Income Division of Globe Life

Location: 100% Remote | United States

Schedule: Full-Time | Flexible

Experience: Entry-Level Welcome | Training & Mentorship Provided

Build a Career Helping Families Protect What Matters Most

Are you looking for a work-from-home career that combines helping people, schedule flexibility, professional development, and performance-based earning potential?

AO is seeking motivated, service-oriented professionals to join our growing virtual team as Remote Insurance Benefits Representatives.

In this role, you’ll meet with individuals and families through scheduled Zoom and phone appointments, help them understand available life, accident, and supplemental health insurance benefits, identify their needs, and guide them through appropriate coverage options.

This position combines customer service, benefits education, relationship building, and consultative insurance sales in a fully remote environment.

No previous insurance experience is required. We provide training, mentorship, licensing guidance, and ongoing professional development to help motivated candidates build the skills needed to succeed.

Opportunity Highlights

• 100% Remote / Work From Home
• Entry-Level Candidates Welcome
• Qualified Client Opportunities Provided
• No Traditional Cold Calling
• Weekly Commission-Based Pay
• Performance Bonuses & Uncapped Earning Potential
• Renewal & Residual Income Opportunities
• Flexible Scheduling
• Comprehensive Training & Mentorship
• Performance-Based Leadership Advancement

About AO

AO operates within the American Income Division of Globe Life and serves working families across North America.

Representatives work with individuals and families, including members of labor unions, credit unions, associations, and other groups, helping them understand supplemental insurance benefits designed to provide additional financial protection.

Our culture emphasizes service, integrity, accountability, mentorship, continuous learning, and professional development.

We believe in developing people from within and creating opportunities for motivated representatives to build long-term careers and advance into leadership based on performance.

What You’ll Do

Client Consultations & Benefits Education

• Conduct scheduled virtual consultations through Zoom and phone
• Connect with individuals interested in learning about available benefits
• Listen to clients and identify individual and family protection needs
• Explain life, accident, and supplemental health insurance options
• Answer questions about benefits, coverage, and policy features
• Help clients evaluate available options and make informed decisions
• Provide personalized, needs-based coverage recommendations
• Guide clients through applications and enrollment
• Assist with required documentation
• Review existing coverage and discuss appropriate updates when needed

Build Long-Term Client Relationships

• Policy reviews
• Beneficiary updates
• Coverage questions
• Policy and account service requests
• Claims-related guidance
• Changes in family protection needs
• Follow-up communication

Qualified Client Opportunities

• Spend More Time Helping—Not Prospecting
• Scheduled client conversations
• Benefits education
• Needs analysis
• Personalized recommendations
• Enrollment assistance
• Client follow-up
• Relationship building
• Long-term service

Compensation & Earning Potential

• Weekly commission payments
• Performance-based bonuses
• Renewal income
• Residual income opportunities

There is no predetermined income ceiling; however, earnings are directly tied to individual activity, production, consistency, and results.

Individual earnings vary. No specific level of income is guaranteed.

Why Join AO?

100% Remote Work

• No daily commute
• Flexible scheduling
• Virtual client appointments
• Digital business systems
• Remote team collaboration
• Greater control over your work environment

Comprehensive Training & Mentorship

• Structured virtual onboarding
• Insurance licensing guidance
• Product and benefits education
• Client needs assessment
• Customer service development
• Virtual presentation skills
• Consultative sales training
• Application and enrollment procedures
• Client relationship management
• Weekly coaching
• One-on-one mentorship
• Leadership development
• Ongoing professional education

Career Growth & Leadership Development

• Advanced client responsibilities
• Mentoring newer representatives
• Training and professional development
• Team leadership
• Management development
• Recruiting and team growth
• Leadership conferences
• Higher-level leadership opportunities

Benefits, Recognition & Incentives

Representative Programs

• Medical reimbursement program
• Company-supported life insurance
• Renewal and residual income opportunities
• Leadership development programs
• Professional training resources
• Virtual business systems and technology
• Union representation through OPEIU Local 277, where applicable

Recognition & Performance Incentives

• Performance bonuses and awards
• Leadership recognition
• Professional conferences
• Leadership events
• Company-sponsored incentive travel
• Additional performance-based opportunities

Eligibility requirements and applicable program terms may apply.

Who We’re Looking For

• Excellent verbal and written communication
• Strong customer service and interpersonal skills
• Active listening and problem-solving abilities
• Professionalism, integrity, and reliability
• Self-motivation and personal accountability
• Strong organization and time management
• Confidence communicating through Zoom and phone
• Ability to work independently from home
• Comfort learning new technology and virtual systems
• Positive and coachable attitude
• Goal-oriented mindset
• Commitment to continuous learning
• Genuine interest in helping families make informed protection decisions

Experience That Transfers Well

• Customer Service
• Client Relations
• Retail
• Hospitality
• Healthcare
• Banking
• Financial Services
• Education
• Military Service
• Recruiting
• Administrative Support
• Call Centers
• Business Development
• Sales
• Insurance
• Leadership & Management

Minimum Requirements

• Be at least 18 years of age
• Be physically located within the United States
• Be legally authorized to work in the United States
• Hold or be willing and eligible to obtain the appropriate state Life & Health Insurance License
• Have access to a computer or laptop
• Maintain reliable high-speed internet
• Have webcam and microphone capability
• Maintain a quiet, professional workspace
• Be comfortable meeting with clients virtually
• Be willing to complete required training and professional development

Licensing guidance is available for candidates who are not currently licensed.

Virtual Interview Process

Qualified applicants will first complete a brief career overview explaining:

• The Role
• Day-to-Day Responsibilities
• Compensation Structure
• Licensing
• Training
• Benefits
• Career Advancement

This process allows candidates to better understand the opportunity and determine whether it aligns with their career goals before moving forward.

Work From Home. Protect Families. Build Relationships. Grow Your Future.