Relationship Manager (m/f/d) in full-time, Corporate Banking Department

China Construction Bank Frankfurt Branch; Frankfurt; On-site; EUR 60,000 - 100,000; Full time

Job summary

China Construction Bank Frankfurt Branch is seeking a Relationship Manager (m/f/d) in full-time, Corporate Banking to develop and manage local corporate relationships and drive sound lending portfolios. You will conduct credit analysis, oversee SSD and syndicated/structured finance deals, negotiate with clients, and ensure compliance with internal guidelines and local regulations.

Requirements include a Bachelor in Economics/Finance, 3+ years banking experience, strong communication and

Qualifications

• Bachelor's degree in economics/finance or related field.
• 3+ years of banking or related experience.
• Experience in SSD, syndications, structured finance and project finance.
• Fluent in English and German; Chinese language preferred.

Responsibilities

• Proactively managing and developing relationships with local corporate banking customers.
• Support financial needs and lending portfolio quality.
• Conduct credit business with domestic/foreign companies and banks in SSD, syndications, structured finance and project finance.
• Perform creditworthiness analysis of corporate clients.
• Aim to maximize profitability through interest and non-interest income.
• Prepare Due Diligence reports and maintain sound lending portfolio quality.
• Ensure compliance with CCB and local regulations and guidelines.
• Negotiate with customers, identify prospects and evaluate risks and future prospects.
• Conduct full financial and operational assessments of businesses.

Skills

Relationship management

English & German fluency

Teamwork

Communication

Credit analysis

Structured finance

Syndications

Chinese language

Education

Bachelor/ Diploma in Economics/Finance

Job description

China Construction Bank Corporation , headquartered in Beijing, is a leading commercial bank in China. At the end of 2022, the Banks market capitalization ranked fourth among all listed banks in the world. In terms of tier 1 capital, the Group ranked second in the World's Top 1000 Banks.

China Construction Bank Frankfurt Branch was set up in September 1999. Holding a full banking license, the Branch provides banking services including Euro clearing, commercial loan and deposit, international settlement, trade finance, FX services, CNY cross-border services. With CCB’s global financial service network, the Branch could provide comprehensive banking services to European and Chinese customers.

We are lookingto fillthe following position as soon as possible:

Job Title: Relationship Manager (m/f/d) in full-time, Corporate Banking Department

Duties and responsibilities

• Proactively managing and developing business relationships with prospective and regular local corporate banking customers in a way of complying with all applicableguidelines;
• Supporting the financial needs of the customers and forming a high quality of the lending portfolio;
• Conducting credit business with domestic and foreign companies and banks in the area of SSD (Schuldscheindarlehen), syndications, structured finance and project finance;
• Carrying out creditworthiness analysis of domestic and foreign corporate customers;
• Maximizing the profitability of the bank, focusing on interest and non-interest income generation;
• Finishing Due Diligence reports and maintaining sound quality of the lending portfolio;
• Ensuring compliance with all CCB and local regulations and guidelines;
• Conducting negotiations with the customers, identify potential customers and evaluate the future development prospects and risks inherent with the customers’ business;
• Conducting the full financial and operational assessment of the business. This requires understanding and ability to interpret financial information, familiarity with the local market specifics, ability to retrieve and analyze the necessary information.

Qualification and Knowledge

• Bachelor/diploma in Economic/Finance related subject;
• over 3 years experience in banking or similar industry;
• Extensive experience in SSD (Schuldscheindarlehen), syndications, structured finance and project finance;
• Extensive banking knowledge;
• Good communication and team work skills;
• Strong sense of responsibility；
• Learning ability and adaptability;
• English and German both written and verbal are required, Chinese language preferred.